Eagle Bancorp, Inc. (EGBN)

Eagle Bancorp's stock price has declined over the past six months, decreasing by 19.74% from December 23, 2024, to December 19, 2025. The company reported net losses in Q2 and Q3 2025 and significantly cut its quarterly dividend by 94% in Q3 2025. Other notable events include the announcement of Q4 2024 results, an exchange offer for senior notes, a leadership transition, and earnings calls for each quarter. The company has been actively engaged in strategic financial repositioning and proactive credit risk management, particularly within its commercial real estate (CRE) portfolio, and has been addressing loan quality issues.

The provided search results do not explicitly detail demand seasonality for Eagle Bancorp, Inc.'s specific products and services. While one source mentions "EGBN Seasonality" in relation to monthly stock returns, it does not provide information on the seasonality of demand for its banking products like loans or deposits. Generally, for a regional bank offering commercial and consumer banking services, demand for core products like loans and deposits may not exhibit strong seasonal patterns as seen in other industries, though economic cycles and interest rate environments can influence activity.

Eagle Bancorp, Inc. (EGBN) is a bank holding company operating through its subsidiary, EagleBank, a Maryland-chartered commercial bank, categorized in the Financial Services sector as a full-service community bank. It offers commercial and consumer banking products and services, including commercial loans, home equity lines of credit, personal lines of credit, term loans, installment loans, personal credit cards, and deposit services like checking and savings accounts, cash management, and online/mobile banking. The company serves sole proprietors, small to middle-sized businesses, partnerships, corporations, non-profits, and individual investors, also providing access to insurance products through a referral program.

Eagle Bancorp, Inc. is headquartered in Bethesda, Maryland, primarily serving the Washington D.C. metropolitan area, including Suburban Maryland, Northern Virginia, and the District of Columbia. As of November 2025, EagleBank operates 12 branch offices: six in Suburban Maryland, three in the District of Columbia, and three in Northern Virginia. Other sources indicate 13 branch offices (six in Suburban Maryland, four in the District of Columbia, and three in Northern Virginia) or twenty banking offices (six in Suburban Maryland, five in the District of Columbia, and nine in Northern Virginia). The company also maintains four lending centers and utilizes various digital capabilities for its services.

Eagle Bancorp emphasizes superior, personalized service and deep customer relationships, positioning itself as a community bank alternative. The company highlights its commitment to community engagement, inclusiveness, and sustainability. In 2024, it was named to Executive Alliance's Honor Roll Award for Women's Representation and ranked in the Washington Business Journal's lists for Women on Public Company Boards and Corporate Diversity Index. In 2023, it was recognized in the Washington Business Journal's Corporate Diversity Index and as a top corporate philanthropist. The company's core commercial and deposit franchises continue to improve, reflecting relationship growth, client retention, and new account activity.

Eagle Bancorp, Inc. has 428 institutional owners and shareholders, collectively holding 30,683,920 shares. Major institutional shareholders include BlackRock, Inc., North Reef Capital Management LP, Vanguard Group Inc, State Street Corp, Dimensional Fund Advisors Lp, T. Rowe Price Investment Management, Inc., Geode Capital Management, Llc, JPMorgan Chase & Co., Millennium Management LLC and Bank of America Corp DE. Individual investors can also be major shareholders.