Employers Holdings, Inc. (EIG)

In the past six months, Employers Holdings, Inc. (EIG) stock has experienced several notable events, including Q2 earnings lagging estimates, despite a year-over-year revenue increase. The stock's dividend yield pushed above 3%, and implied volatility for Employers Holdings stock options also surged. The stock reached a 52-week low of $43.11 in July 2025. Overall, the stock has seen a disappointing loss over the last six months and a decrease year-to-date.

The demand for workers' compensation insurance, and particularly claims activity, can exhibit seasonality, especially for businesses in certain industries that Employers Holdings, Inc. serves. Industries such as restaurants, agriculture, and construction often experience increased workers' compensation claims during the summer months. Historically, October has shown a "long bias" for EIG, suggesting some seasonal patterns in its stock performance.

Employers Holdings, Inc. (EIG) is a financial sector company specializing in property-casualty insurance, primarily offering workers' compensation insurance and services to small to medium-sized businesses, particularly those in low to medium hazard industries. The company operates through its subsidiaries, including Employers Insurance Company of Nevada, Employers Compensation Insurance Company, Employers Preferred Insurance Company, Employers Assurance Company, and Cerity Insurance Company. Its major products and services include workers' compensation insurance, risk control services, claims management, fraud prevention services, and premium audit services, offered under both the "Employers" and "Cerity" brands. The company has significant exposure to the restaurant industry, which accounts for approximately a fourth of its total premiums.

Employers Holdings, Inc. operates throughout the United States, serving clients in 46 states and the District of Columbia. The company does not operate in North Dakota, Ohio, Washington, and Wyoming, as these states are served exclusively by their respective state funds.

Employers Holdings, Inc. has received positive recognition for its brand reputation in the past year. EMPLOYERS was named to Newsweek's list of Most Trustworthy Companies in America and in the World within the insurance categories. AM Best upgraded the Financial Strength Rating of Employers' insurance companies, reflecting the company's strong balance sheet, operating performance, and appropriate enterprise risk management.

Employers Holdings, Inc. is primarily owned by institutional shareholders, who hold a majority of the stock. Major institutional owners include BlackRock, Inc., Vanguard Group Inc., and Dimensional Fund Advisors LP. Individual insiders own a portion of the company, with Douglas D. Dirks being the largest individual shareholder. Retail investors hold a small percentage of the stock.