Erie Indemnity Company Class A (ERIE)

Erie Indemnity Co.'s stock price declined by 35.42% between October 17, 2024, and October 16, 2025. On September 16, 2025, it was identified as a top-quality stock by Caviar Cruise Screen. On September 2, 2025, ERIE shares plummeted amidst profit-taking and tariff concerns. The company's stock saw a 6.87% increase following its 2024 earnings announcement. On October 27, 2025, Erie Indemnity Company Class A was downgraded from "Strong" to "Neutral" in a stock grader recommendation.

The Erie Insurance Exchange's direct and affiliated assumed written premiums tend to be greater in the second and third quarters of the calendar year compared to the first and fourth quarters, indicating higher activity during the spring and summer months.

Erie Indemnity Co. operates in the financial sector, specifically property and casualty insurance, managing the Erie Insurance Exchange's affairs, including sales, underwriting, and policy issuance. It also functions as a property/casualty insurer through its subsidiaries. The company offers personal lines such as private passenger automobile insurance, homeowners insurance, and life insurance products, as well as commercial lines including commercial multi-peril, workers' compensation, and commercial automobile insurance. Revenue is generated through management fees, insurance premiums, and investment income.

Erie Indemnity Co. is headquartered in Erie, Pennsylvania, with operations extending to 12 states and the District of Columbia. These states include Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, and Wisconsin. The company expanded its operations beyond Pennsylvania into neighboring states in the 1950s and 1960s.

Erie Indemnity, doing business as Erie Insurance, has generally maintained a positive reputation, evidenced by its consistent superior ratings in the insurance industry. The company was ranked number 376 on the Fortune 500 list in 2024. Forbes has listed Erie Insurance among America's Best Insurance Companies, Best Employers by State, World's Best Insurance Firms, Best Employers for New Grads, America's Best Large Employers, and Best Companies. However, in June 2025, Erie Indemnity Corp. began investigating a network intrusion, which caused business disruption.

Erie Indemnity Co. has a mixed ownership structure, with approximately 50.57% held by institutional shareholders, 167.53% by insiders, and 0.00% by retail investors. Major individual shareholders include Thomas B. Hagen, F. William Hirt, Susan Hirt Hagen, Samuel P. Black III, and Elizabeth A. Vorsheck. Major institutional owners include PNC Financial Services Group Inc., Cresset Asset Management LLC, Vanguard Group Inc., BlackRock Inc., and State Street Corp.