Erie Indemnity Company Class A (ERIE)

Erie Indemnity Co.'s stock price has declined significantly over the past six months and year. In August 2025, Erie Indemnity reported its Q2 2025 earnings, with diluted EPS and revenue falling short of expectations, and also reported a cybersecurity incident. In November 2025, Erie Indemnity Company would be added to the S&P 500 Dividend Aristocrats index.

Erie Indemnity Co. experiences demand seasonality primarily related to weather-related losses, generally observing higher weather losses in the first half of the year. This seasonality in catastrophic weather events can impact the Erie Insurance Exchange's combined ratio.

Erie Indemnity Co. is a business corporation providing policy issuance and renewal services for its subscribers at the Erie Insurance Exchange, operating within the Financial Services sector, specifically in the Property/Casualty Insurance industry. Its activities include sales, underwriting, issuance of insurance policies, claims handling, and investment management services. Through Erie Insurance, it offers auto, home, business, and life insurance, distributed through independent agents and channel partners.

Erie Indemnity Co. serves markets across the United States, focusing on localized service through its employees and agents and is headquartered in Erie, Pennsylvania. Erie has expanded its Workers' Compensation coverage to include employees working primarily in Delaware and Vermont, and previously expanded its general coverage to Maryland and the District of Columbia.

Erie Insurance has maintained a strong brand reputation, being ranked highest in customer satisfaction among property and casualty insurers in the J.D. Power 2023 U.S. Property Claims Satisfaction Study. The company also achieved the #1 ranking in Independent Agent Satisfaction among personal lines insurers for the second consecutive year in the J.D. Power 2022 U.S. study. Erie Insurance has also been recognized for its workplace culture and internship program.

Erie Indemnity Co. has a mixed ownership structure comprising institutional investors, insiders, and retail investors. Approximately 28.27% of the company's stock is owned by Institutional Investors, 45.51% by Insiders, and 26.22% by Public Companies and Individual Investors. Major institutional and individual insider owners are listed.