Essent Group Ltd. (ESNT)

Over the past six months, Essent Group Ltd.'s stock has increased by 10.50%. The company announced its Second Quarter 2025 results on August 8, 2025, surpassing analyst expectations with an EPS of $1.93 and declared a quarterly dividend. The Third Quarter Earnings Conference Call is scheduled for November 7, 2025. In February 2025, Essent announced its Fourth Quarter & Full Year 2024 results and increased its quarterly dividend. In April 2025, some analysts rated ESNT as a "sell" due to concerns about slowing growth, declining new policies, increasing default risks, and weaker financial metrics. The company's stock reached its all-time high of $65.90 USD on September 18, 2025.

The demand for Essent Group Ltd.'s mortgage insurance products is closely tied to the broader housing market and mortgage lending activity. Factors such as the supply of housing inventory and mortgage interest rates influence persistency and new insurance written. The company's performance is also influenced by the stable demand from the first-time homebuyer population. Changes in economic conditions, including unemployment rates, can impact default rates, which in turn affect the mortgage insurance business.

Essent Group Ltd. is a Bermuda-based holding company in the financial sector, specializing in private mortgage insurance, reinsurance, and title insurance and settlement services. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage in case of default. Major subsidiaries include Essent Guaranty, Inc., Essent Reinsurance Ltd., and Essent Title Insurance, Inc.

Essent Group Ltd. is headquartered in Hamilton, Bermuda, with its primary geographic market being the United States. It provides private mortgage insurance for single-family mortgage loans and writes mortgage guaranty coverage in all 50 states and the District of Columbia.

No significant public events or news specifically impacting Essent Group Ltd.'s brand reputation in the past year were found in the search results.

Essent Group Ltd.'s ownership is a mix of institutional, retail, and individual investors. Approximately 73.60% of the company's stock is owned by Institutional Investors, 3.50% by Insiders, and 22.89% by Public Companies and Individual Investors. Major institutional shareholders include BlackRock, Inc., Vanguard Group Inc, SMALLCAP WORLD FUND INC Class A, Dimensional Fund Advisors Lp, Fmr Llc, Capital World Investors, State Street Corp, iShares Core S&P Mid-Cap ETF, Macquarie Group Ltd, and Vanguard Total Stock Market Index Fund Investor Shares. Mark Casale, an insider, holds a significant number of shares.