EVERTEC, Inc. (EVTC)

Over the past six months, EVERTEC's stock price has underperformed the S&P500 Index. EVERTEC reported strong third-quarter 2025 results, exceeding forecasts, but the stock fell in after-hours trading. Analyst ratings and price targets have varied, with some upgrades and downgrades. EVERTEC acquired Nubity, a cloud services provider based in Mexico. The company repurchased 2.4 million shares in 2024 and declared a quarterly dividend of $0.05 per share.

The payment processing industry experiences demand seasonality, with spikes during holidays and seasonal events, requiring robust and scalable payment systems. Off-peak seasons can present challenges due to lower transaction volumes. EVERTEC's demand likely mirrors these seasonal trends in its operating regions.

EVERTEC, Inc. is a full-service transaction processor and financial technology provider in Latin America, Puerto Rico, and the Caribbean, listed on the NYSE under the ticker EVTC. It operates in the Technology sector, specifically in the EDP Services and Software - Infrastructure industries, enabling secure transactions for financial institutions, merchants, corporations, and government agencies. The company's services include merchant acquiring services, allowing merchants to accept various electronic payment methods. EVERTEC owns and operates the ATH® network, providing payment processing for credit, debit, prepaid, ATM, and EBT card programs. The company offers business solutions such as core banking platforms, cash management, government payment solutions, IT consulting, BPO, and item processing.

Headquartered in San Juan, Puerto Rico, EVERTEC has a significant geographic presence throughout Latin America and the Caribbean. The company operates in 26 Latin American countries and maintains offices in 11 countries across the region.

While a comprehensive summary of EVERTEC's brand reputation over the past year is not readily available, one event that could potentially impact its reputation is the company's own alert regarding "Fraud Using the Refund Functionality on Payment Terminals."

Institutional investors and hedge funds hold a significant majority of EVERTEC's stock, owning approximately 96.80% of the shares. Major institutional owners include Fmr LLC, BlackRock Inc., and The Vanguard Group Inc. Individual insider ownership is also present, with key executives and directors holding shares, but insider shares do not amount to a significant value.