First Bancorp (FBNC)

First Bancorp's stock (FBNC) has experienced notable activity, with the stock price increasing by 22.62% over the past six months and a significant rise of 26.26% between September 24, 2024, and September 23, 2025. Recent financial reports have positively impacted the stock, with strong third-quarter earnings for 2025 surpassing Wall Street expectations, including net income of $20.4 million, or $0.49 diluted earnings per share, and revenue net of interest expense was $117.5 million.

The banking industry, including regional banks like First Bancorp, typically experiences seasonal trends in demand for its products and services, particularly concerning loans and investment activities. Loan demand generally sees low points in January and February, increasing in March, and often peaking in August or September, before declining towards December. Increased demand for investment services is observed in December and early January.

First Bancorp (North Carolina) operates as a bank holding company for First Bank, a community bank primarily serving the Carolinas, offering a diverse range of banking products and services to both retail and commercial clients, including checking, savings, and loan products.

First Bancorp operates as First Bank across North and South Carolina, maintaining 118 branches primarily in these states, with a presence in key North Carolina cities including Asheville, Charlotte, Winston-Salem, and Wilmington, and twelve branches in South Carolina communities such as Greenville, Columbia, and Charleston.

First Bancorp has maintained a generally positive brand reputation, particularly in relation to its financial performance, with a news sentiment score of 0.75 and higher than average news coverage. Recent headlines from October 2025 highlighted positive market perception of its financial health and operational efficiency.

First Bancorp (FBNC) has a substantial institutional ownership, ranging from 68.36% to 70.58% of its total shares outstanding, with major institutional shareholders including prominent investment firms such as BlackRock, Inc., Vanguard Group Inc., Franklin Resources Inc., Dimensional Fund Advisors Lp, and State Street Corp. Insider ownership is between 1.82% and 6.83%.