First Bancorp (FBP)

In the past six months, First BanCorp's stock price has been impacted by several events. The company reported positive Q3 2025 earnings, with increased net income, net interest income, and loan growth, and authorized a new share buyback program. KBRA assigned long-term ratings to First BanCorp and FirstBank Puerto Rico with a Stable Outlook. Q4 and full-year 2025 earnings were announced, showing record net income for the year, followed by stock price movement. The company increased its quarterly cash dividend. There was a CFO transition with the retirement of Orlando Berges and the appointment of Said Ortiz. An insider sold shares of FBP. The announcement of upcoming Q1 2026 results was made. There was also stock price movement and increased trading volume in early April 2026.

Based on 27 years of historical data, First BanCorp exhibits some seasonal patterns, though with a "Poor" consistency score. December has historically been the strongest month, while June tends to be the weakest month. The stock has an average annual return of 2.99% with an overall monthly win rate of 53.7%.

First BanCorp (Puerto Rico) is a financial holding company operating as the parent company for FirstBank Puerto Rico. Established in 1948, it operates in the Financial Services sector, specifically in the Banks - Regional industry, providing a range of financial products and services to retail, commercial, and institutional clients. The company operates through six segments: Commercial and Corporate Banking offers loans and business management services; Mortgage Banking focuses on mortgage origination and sales; Consumer Banking provides various loans, credit products, and deposit accounts; Treasury and Investments manages funding and liquidity; United States Operations offers banking services in the US; and Virgin Islands Operations concentrates on lending and deposit activities in the U.S. and British Virgin Islands. The Consumer Banking segment generates the majority of the company's revenue.

First BanCorp primarily serves Puerto Rico, where it operates 64 branches. It also has a presence in the U.S. Virgin Islands and British Virgin Islands with 8 branches, and in Florida with 11 branches. Overall, First BanCorp and FirstBank Puerto Rico operate 154 branches, stand-alone offices, and in-branch service centers across these regions.

First BanCorp's brand reputation in the past year appears stable, focusing on operational excellence and shareholder value. The company's vision emphasizes investing in employees, supporting communities, and providing excellent customer experience. The company's strong financial performance, including record revenues and net income for 2025, dividend increases, and share buybacks, have positively impacted its reputation. The CFO transition was communicated with the appointment of a successor, suggesting a smooth leadership change. Analysts have given FBP a "Buy" consensus rating with a positive price target.

First BanCorp's ownership is mainly composed of institutional investors, with smaller portions held by insiders and individual investors. Institutional investors hold approximately 42.80% to 77.95% of the stock. Insiders hold around 2.30% to 2.44%, while public companies and individual investors own approximately 19.61% to 35.15%. Major institutional owners include BlackRock, Inc., The Vanguard Group, Inc., and FMR LLC. Key individual owners include CEO Aurelio Aleman-Bermudez and other executive vice presidents.