First Capital, Inc. (FCAP)

Over the past six months, First Capital, Inc. has experienced a stock price increase, consistent dividend announcements, record annual and quarterly earnings, increased short interest, and positive insider sentiment. The stock price saw a significant increase of 37.11% between February 28, 2025, and February 27, 2026. As of March 27, 2026, the stock price was $49.37, having gained 1.79% on that trading day. A dividend of $0.31 per share was paid on March 27, 2026, with an ex-dividend date of March 13, 2026. For the quarter ending January 23, 2026, the company reported $1.46 earnings per share (EPS) and revenue of $13.49 million. Short interest in FCAP increased significantly by 29.9% in March 2026, totaling 80,085 shares as of March 13, 2026. Insider sentiment has been positive, with 17 different insiders making high-impact open-market purchases totaling $233.7K over the last year.

Information regarding specific demand seasonality for First Capital, Inc.'s banking products and services is not explicitly detailed in the provided search results. Seasonality charts exist for FCAP's stock returns, which show varying average monthly returns, but these do not directly reflect the seasonality of demand for its core banking offerings.

First Capital, Inc. operates as the bank holding company for First Harrison Bank, a federally-chartered savings bank established in 1891 and headquartered in Corydon, Indiana. The company operates within the Financials sector, specifically in the Regional Banks industry, providing a comprehensive suite of banking services to individuals and businesses, including deposit instruments and various loan types, and invests in mortgage-backed securities and collateralized mortgage obligations.

First Capital, Inc. primarily serves customers in Indiana and Kentucky, United States, operating through 18 offices located in various Indiana communities, including Corydon, Edwardsville, Greenville, Floyds Knobs, and Palmyra.

First Capital, Inc. actively engages in local community and school partnerships to build its customer pipeline and strengthen its brand reputation. As of March 30, 2026, MarketBeat reported a news sentiment score of 1.15 for First Capital, indicating a generally positive sentiment. The company has also seen increased news coverage, with 9 news articles tracked in a recent week compared to an average of 1 article per week.

First Capital, Inc. has a mixed ownership structure, with approximately 21.31% of the company's stock owned by institutional investors, 0.57% by insiders, and 78.13% by public companies and individual investors. Major institutional owners and shareholders include Vanguard Group Inc. and BlackRock, Inc. In the past 24 months, institutional investors have bought a total of 286,742 shares, representing approximately $11.30 million in transactions.