First Capital, Inc. (FCAP)

In the past six months, First Capital, Inc. has experienced stock price fluctuations, including a decrease in late November 2025 and an uptrend since October 2025. The company consistently declared quarterly cash dividends, including an increase to $0.31 per share in August 2025. The company reported record quarterly earnings on October 24, 2025, and added flexibility to its stock repurchase program on August 29, 2025.

The banking industry generally experiences seasonal trends in loan demand, typically low in late January and February, increasing through July, peaking in August or September, and decreasing until December. This seasonality is influenced by fluctuations in interest rates and tax planning activities.

First Capital, Inc. operates as a bank holding company for First Harrison Bank, offering commercial and business banking services. The company provides various deposit instruments and has a diverse loan portfolio, including residential mortgage, construction, commercial real estate, and consumer loans. It also invests in mortgage-backed securities and collateralized mortgage obligations.

First Capital, Inc. is headquartered in Corydon, Indiana, and provides banking services through First Harrison Bank to individuals and businesses across Indiana and Kentucky.

Information specifically detailing the brand reputation, customer satisfaction, or awards for First Capital, Inc. is not available in the provided search results.

First Capital, Inc. has a mix of institutional, retail, and individual investors. Major institutional owners include BlackRock, Inc., Siena Capital Partners GP, LLC, Geode Capital Management, Llc, Vanguard Group Inc, and State Street Corp. Institutional investors hold approximately 4.30% to 15.24% of the company's stock, while insiders hold about 0.55%. Retail investors, along with public companies and individual investors, hold a significant portion.