First Community Corporation (FCCO)

In the past six months, First Community Corp. (FCCO) stock has trended upwards by 25.29%. Key events include the announcement of expansion into the Atlanta-Sandy Springs-Roswell, GA MSA with the acquisition of Signature Bank of Georgia on July 14, 2025. The company announced record earnings and an increased cash dividend on July 23, 2025. FCCO's stock reached a new 52-week high of $29.50 on September 23, 2025. Third-quarter results and a cash dividend were announced on October 22, 2025. The stock's ex-dividend date occurred on November 4, 2025, and the cash dividend was paid on November 18, 2025. Raymond James raised its target price for FCCO to $33 from $30. An insider ownership change was reported on November 21, 2025, involving a director's disposition of 670 shares of common stock.

The banking industry experiences seasonal trends in demand for loans, with low points in January and February, increases in March, and peaks in August or September. Increased demand for investment services is observed in December and early January. For community banks like First Community Bank, seasonal fluctuations are influenced by local businesses such as agriculture, construction, higher education, municipal financing, and tourism. Spring is historically a prime home-buying season, leading to increased mortgage applications in March, April, and May. Interest rate changes are a significant factor driving these seasonal patterns in loan demand.

First Community Corp. (South Carolina) (FCCO) is a bank holding company for First Community Bank, a community-based financial institution in Lexington, South Carolina. It operates in the Financials sector, offering commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. The company provides deposit products, commercial and consumer loans, real estate loans, and online banking, cash management, investment brokerage, and insurance services. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments.

First Community Bank has a presence across South Carolina and Georgia, operating 22 full-service banking offices in the Midlands, Upstate, Aiken, and Piedmont Regions of South Carolina, and the Augusta region of Georgia. The company plans to expand into the Atlanta-Sandy Springs-Roswell, GA Metropolitan Statistical Area (MSA) through the acquisition of Signature Bank of Georgia.

First Community Bank has received positive recognition for its commercial lending services, and its CEO, Mike Crapps, was named the number one "Power Player" in the banking sector in South Carolina. Customer satisfaction ratings show an overall rating of 3.3 out of 5 stars, with praise for excellent service. However, its online and mobile banking services have received poor feedback, with an overall mobile app rating of 1.9 out of 5. No specific events negatively impacted First Community Corp.'s brand reputation in the past year.

First Community Corp. (FCCO) has significant institutional ownership, with 188 institutional owners and shareholders holding approximately 62.03% of the company's shares. Major institutional owners include Fourthstone LLC, Vanguard Group Inc, Manufacturers Life Insurance Company, The, and BlackRock, Inc. Insider ownership stands at approximately 4.18%.