First Citizens BancShares, Inc. Class A (FCNCA)

Over the past six months, First Citizens BancShares' stock price experienced a decline of 1.42%. In October 2025, the company announced an agreement to acquire 138 branches from BMO Bank N.A. On January 23, 2026, First Citizens BancShares reported its fourth-quarter 2025 earnings, with a net income increase to $580 million. From October 1, 2025, to February 13, 2026, the company repurchased 684,084 shares for $1.343 billion. In March 2026, First Citizens BancShares announced the date for its first-quarter 2026 earnings call. An investor alert from Pomerantz Law Firm investigating claims on behalf of First Citizens BancShares, Inc. investors was issued. Analysts have provided mixed but generally supportive research, with some raising price targets and others trimming them.

The banking industry experiences seasonal trends, with loan activity typically low in late January and February, followed by a surge from March through May, peaking in early June. Demand remains relatively flat during the summer months until around October. From early October through early January, the financial services sector generally experiences a steady increase in business. September and October are considered the best times to market bank products, while December is generally the least effective. Summer months see a surge in new checking account activity, and marketing savings accounts can be effective during tax season.

First Citizens BancShares, Inc., headquartered in Raleigh, North Carolina, operates as a bank holding company primarily through First-Citizens Bank & Trust Company, offering retail and commercial banking services. The company operates through four segments: General Bank, which provides deposit and loan products, brokerage, and trust services; Commercial Bank, which offers lending, leasing, and asset management services; Silicon Valley Bank (SVB) Commercial, focused on innovation markets; and Rail, which provides leasing and financing solutions for railcars and locomotives.

First Citizens BancShares has a significant geographic presence across the United States and internationally. First Citizens Bank operates over 500 branches in 23 states, while the Silicon Valley Bank division maintains 39 offices in 15 states. The company has a strong presence in markets such as North Carolina, South Carolina, California, Texas, New York, and Florida, and also operates in Canada. In October 2025, First Citizens Bank announced an agreement to acquire 138 branches from BMO Bank N.A., which will further expand its footprint across the Midwest, Great Plains, and West regions of the U.S. This acquisition is expected to close in the second half of 2026.

In the past year, First Citizens BancShares debuted on the Fortune 500 list, ranking #182 overall and #24 on Fortune's list of fastest-growing companies. American Banker named First Citizens as the top-performing large bank in 2024 among banks with at least $50 billion in assets. The bank was also recognized in the top 20 on Forbes magazine's 2024 list of America's Best Banks and ranked among the top five banks nationally in the Greenwich Excellence and Best Brand Awards. However, an investor alert from Pomerantz Law Firm investigating claims on behalf of investors could potentially affect the company's reputation.

First Citizens BancShares, Inc. has a dual-class share structure, with the Holding family maintaining substantial voting control through their ownership of Class B common stock. Major institutional owners include BlackRock, Inc., Harris Associates L P, and Vanguard Group Inc. Key individual owners from the Holding family include Frank B. Holding, Olivia Britton Holding, Ella Ann L. Holding, Hope Holding Bryant, and Frank B. Holding Jr.