First Citizens BancShares, Inc. Class A (FCNCA)

Over the past six months, First Citizens BancShares, Inc. stock has experienced several notable events and fluctuations. As of February 6, 2026, the stock was trading at $2,160.99, with a 52-week range between $1,473.62 and $2,232.21. The stock's performance over the last six months shows an increase of 18.68%, although it has seen a -2.59% change over the past year. Key events include Q3 and Q4 2025 earnings reports surpassing forecasts, share repurchase plans, a Chief Risk Officer transition, and analyst ratings with a consensus of "Moderate Buy."

Information regarding specific demand seasonality for First Citizens BancShares' products and services is not explicitly detailed in the provided search results. While the banking sector can experience some seasonality related to economic cycles, business activity, and consumer spending patterns, without specific data for First Citizens, it is difficult to provide a detailed analysis of demand seasonality for its particular products and services. The company's diverse offerings across retail, commercial, wealth management, and railcar leasing may also help to mitigate significant seasonality in any single product area.

First Citizens BancShares, Inc. is a bank holding company based in Raleigh, North Carolina, operating in the Financial Services sector. It offers retail, commercial, and wealth management services, along with railcar leasing, with over 95% of its 2024 earnings from banking. The company provides a range of deposit and loan products, wealth management services, and customized leasing solutions for railcars. Its acquisition of Silicon Valley Bridge Bank in 2023 significantly expanded its asset base and established a dominant position in tech and venture capital finance.

First Citizens BancShares, Inc. has a significant geographic presence across the United States and internationally, with its headquarters in Raleigh, North Carolina. Its largest markets include North Carolina, South Carolina, and California, with additional presence in states such as Texas, New York, and Florida, and operations extending to Canada. The company operates over 500 branches in 23 states through First Citizens Bank and Silicon Valley Bank, and it announced the acquisition of 138 BMO Bank branches in October 2025 to expand its footprint across the Midwest, Great Plains, and West.

In the past year, First Citizens BancShares has maintained a positive brand reputation, marked by significant growth and industry recognition. The company debuted on the Fortune 500 list in 2024, ranking 182nd overall. American Banker also named First Citizens as the top-performing large bank in 2024 among institutions with at least $50 billion in assets. The company emphasizes its century-long traditions of integrity, common sense, and consistency. Its acquisition of Silicon Valley Bank in March 2023 was a transformative event, doubling its assets and establishing a dominant position in the tech and venture capital finance sectors.

First Citizens BancShares, Inc. has a diverse ownership structure, with significant holdings by both institutional and individual investors. There are 1019 institutional owners and shareholders, holding a total of 9,281,938 shares. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, and Harris Associates L P. Key individual insiders, primarily members of the Holding family, also hold substantial ownership, including Frank B. Holding, Olivia Britton Holding, and Ella Ann L. Holding.