Fidelity D & D Bancorp, Inc. (FDBC)

In the past six months, Fidelity D&D Bancorp announced its second-quarter 2025 financial results on July 23, 2025, reporting net income of $6.9 million, or $1.20 diluted earnings per share, a 40% increase compared to the same quarter in the previous year. On October 22, 2025, Fidelity D&D Bancorp, Inc. reported its third-quarter 2025 financial results. The company declared a dividend with an ex-dividend date of November 14, 2025, for $0.43 per share, payable on December 10, 2025, following an announcement of an increase in dividends for the fourth quarter of 2025, marking eleven consecutive years of dividend increases. Insider buying activity was noted in November 2025. Over the past year, the stock price has declined by 18.29%, with a 52-week range between $37.00 and $55.27.

While specific details are not provided, the banking industry generally experiences seasonal fluctuations. Loan demand can be influenced by housing market cycles and business investment cycles. Certain financial products and services may see increased demand during tax seasons or at year-end for financial planning purposes. As a community bank, Fidelity D&D Bancorp's demand for services could align with local economic development and business expansion trends, which may have seasonal patterns.

Fidelity D&D Bancorp, Inc. is a bank holding company operating through The Fidelity Deposit and Discount Bank, offering banking, trust, and financial services to individuals, small businesses, and corporate clients. The company provides deposit accounts, commercial and industrial loans, real estate loans, consumer loans, mortgage loans, wealth management, business banking, online and mobile banking, and merchant services, emphasizing a relationship-driven approach.

Fidelity D&D Bancorp primarily serves Northeastern Pennsylvania, with offices in Lackawanna, Luzerne, and Northampton Counties, and extends to Schuylkill County through its Fidelity Bank Wealth Management Minersville Office. Through its banking subsidiary, the company also serves Long Island's Nassau and Suffolk counties in New York. A Client Care Center acts as a virtual branch.

Fidelity D&D Bancorp maintains a reputation as a community-focused financial institution, emphasizing personalized banking experiences and understanding of local economic dynamics. The company builds long-term relationships and contributes to the economic development of the communities it serves through sponsorships, charitable donations, and support for local initiatives. The appointment of Charles Hangen as Senior Vice President and Chief Risk Officer on November 3, 2025, underscores the company's commitment to risk management and operational integrity.

Fidelity D&D Bancorp has a mixed ownership structure, including institutional, retail, and individual investors. Major institutional owners include BlackRock, Inc., Vanguard Group Inc., Geode Capital Management, Llc, and State Street Corp. As of September 30, 2025, BlackRock, Inc. held 299,760 shares, and Vanguard Group Inc. held 247,519 shares. Insiders hold approximately 18.75% of the company's stock, with Brian J. Cali, the Chairman of the Board, being a significant individual owner.