First Financial Bancorp. (FFBC)

Over the past six months, First Financial Bancorp completed its acquisition of Westfield Bancorp, Inc., and Westfield Bank, FSB, increasing its assets to an estimated $20.6 billion. The company reported its Q3 2025 earnings with an EPS of $0.76 and revenue of $234.01 million. It also announced its first-quarter 2025 financial results, reporting net income of $51.3 million, or $0.54 per diluted common share, and declared a quarterly dividend of $0.25 per common share. Analyst ratings include a recent "Hold" rating with a $27 target price from RBC Capital. The stock price has seen a slight increase of 0.87% in the past month, but a decrease of 0.74% over the last six months and 18.62% over the last 12 months.

First Financial Bancorp experiences some demand seasonality for its products and services. The company anticipates "seasonal rebounds in the second quarter" and has observed "seasonal business deposit outflows" in the first quarter.

First Financial Bancorp (Ohio) is a regional bank holding company based in Cincinnati, Ohio, operating through its subsidiary, First Financial Bank. It provides a range of banking and financial services across six lines of business: Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance, and Wealth Management. Services include traditional banking, wealth management, and specialized financial services.

First Financial Bancorp's operations are concentrated in the Midwest, with 127 full-service banking centers in Ohio, Indiana, Kentucky, and Illinois. Its Commercial Finance business extends lending nationwide to targeted industries. The company is expanding its commercial banking presence, including offices in Grand Rapids, Michigan, and expansions in Chicago, Illinois, and Northeast Ohio.

First Financial Bancorp has received positive recognition for its performance and workplace culture. First Financial Bank received its second consecutive "Outstanding" rating from the Federal Reserve for its performance under the Community Reinvestment Act. The company was also recognized as a Gallup Exceptional Workplace Award winner. The bank emphasizes a community-focused model and has a strong commitment to client satisfaction, reflected in a 92.6% in-branch client satisfaction score. First Financial also announced a new five-year, $2.4 billion Community Benefits Agreement, setting goals for lending and investments to low- and moderate-income clients and census tracts.

First Financial Bancorp is publicly traded on the Nasdaq Global Select Market under the ticker symbol 'FFBC'. Institutional investors hold the majority of its stock, managing approximately 80.78% of the company's shares. Key institutional shareholders include BlackRock, Inc. and Vanguard Group Inc. Insider ownership was around 0.99%. Over the last three months, insiders have bought 24.4K shares for a value of $582.8K and sold 19.9K shares for $498K. The Board of Directors includes Archie Brown (President and CEO) and Claude Davis (Independent Non-Executive Chairman), among others.