Flushing Financial Corporation (FFIC)

Over the past six months, Flushing Financial Corp.'s stock has seen a positive performance, increasing by 33.04%. In Q3 2025, Flushing Financial reported earnings per share (EPS) of $0.35, surpassing estimates. The company reported a strong second quarter of 2025, with GAAP earnings per share (EPS) of $0.41, a 128% increase year-over-year. Flushing Financial Corporation declared quarterly dividends of $0.22 per common share. Flushing Financial's investment grade rating was affirmed by Kroll Bond Rating Agency, Inc., with an improved long-term outlook. KBW initiated coverage on FFIC with a "Hold" rating and a target price of $14. As of November 22, 2025, the market cap for FFIC stock was $527.96M.

Information regarding specific demand seasonality for Flushing Financial Corp.'s products and services is not explicitly detailed. Demand for certain services like mortgage loans might be influenced by interest rate cycles and housing market trends, which can have seasonal components. However, the provided information does not offer specific insights into the seasonality of demand for FFIC's particular product and service offerings.

Flushing Financial Corporation (FFIC) is a bank holding company operating in the financial services sector, specifically within the regional banks and savings & loan industry. The company conducts its business through its wholly-owned subsidiary, Flushing Bank, which offers a comprehensive suite of banking products and services to individuals, families, and businesses. Its major offerings include deposit products and commercial and consumer loans, mortgage loans, construction loans, small business administration loans, and equipment finance. The company also offers wealth management and treasury services, along with cash management services.

Flushing Financial Corp. has a significant market presence within the New York metropolitan area, operating full-service banking offices across Queens, Brooklyn, Manhattan, Nassau, Suffolk, and Kings counties in New York. Flushing Bank extends its reach nationwide through its online banking division, which operates under the iGObanking® and BankPurely® brands.

In the past year, Flushing Financial Corp. has experienced positive events contributing to its brand reputation. Flushing Bank was honored with the Bridge Builder Award at the 2025 Chinatown Partnership and Chinatown BID Gala. The company also celebrated its 30th anniversary of being listed on Nasdaq in November 2025. The affirmation of an investment grade rating by Kroll Bond Rating Agency, Inc. with an improved long-term outlook reflects positively on its financial stability and reputation. Flushing Bank has also been actively involved in community initiatives and expanding its physical presence.

Flushing Financial Corporation has significant institutional ownership, with 337 institutional owners and shareholders holding approximately 91.82% of institutional shares. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, and Dimensional Fund Advisors Lp. Individual insiders hold about 4.35% of the shares, while the general public holds approximately 23.6%.