First Foundation, Inc. (FFWM)

In October 2025, First Foundation announced an all-stock merger agreement with FirstSun Capital Bancorp, expected to close in early Q2 2026. The company reported a net loss of $7.7 million for Q2 2025 and a net loss of $146.3 million for Q3 2025. Piper Sandler maintained a "Buy" rating in December 2025, while DA Davidson downgraded the stock to "Hold" in January 2026. Law firms have encouraged FFWM shareholders to discuss their rights. The stock gained 1.63% on January 6, 2026, and has seen a gain of 13.2% over the past six months.

Demand seasonality for First Foundation's products and services is primarily influenced by broader economic conditions and real estate market cycles, particularly in Western U.S. property markets. While a decrease in the loan portfolio in Q4 2023 was noted as a "seasonal component", a clear, consistent seasonal pattern across all products and services is not explicitly detailed. The bank's profitability is also affected by interest rate movements, benefiting if rates fall.

First Foundation, Inc. (FFWM) is a financial services company based in Dallas, Texas, operating as a bank holding company within the Finance sector, specifically in the State Commercial Banks and Regional Banks industries. The company integrates banking, wealth management, and trust services to provide holistic financial solutions, including deposit products, cash management, lending solutions, financial planning, investment management, and insurance brokerage services.

First Foundation, Inc. has a market presence across the United States, with offices in California, Florida, Nevada, and Hawaii, and its headquarters in Dallas, Texas. The company's branch network has expanded across California and Arizona, positioning it as a regional provider of integrated financial services.

First Foundation's brand reputation has been influenced by industry recognition, such as First Foundation Advisors being included in Barron's 2023 Top 100 RIA Firms list, and the strategic merger with FirstSun Capital Bancorp. The company's return to profitability in Q1 2025 was a positive development, but subsequent net losses and shareholder concerns could have a mixed impact on short-term perception. Recent analyst downgrades may also affect investor confidence.

Institutional investors hold a significant majority of First Foundation, Inc.'s stock, ranging from approximately 73.10% to 83.74% of outstanding shares, with major holders including Canyon Capital Advisors LLC and Blackrock Inc. Insiders hold a smaller portion, with only 9.50% of the stock.