F&G Annuities & Life Inc (FG)

In November 2025, F&G exceeded Q3 forecasts, leading to a stock price increase, while Q2 earnings showed a decrease in net earnings per share. The company announced a quarterly dividend increase to $0.25 per share, and the CEO purchased 5,000 shares. Analyst sentiment has softened, with Zacks Research lowering its rating to "hold". The stock price has experienced a decline over the past year and month, reaching a new 52-week low. Fidelity National Financial and F&G Annuities & Life announced the final distribution ratio for a planned distribution of approximately 12% ownership of F&G to FNF shareholders.

Demand for F&G Annuities & Life's products is primarily influenced by economic and market conditions rather than strict calendar seasonality. Rising interest rates and market volatility tend to increase demand for fixed-indexed annuities. The aging demographic in the United States contributes to a secular demand for retirement-focused products like annuities. Institutional sales volumes can vary depending on economic conditions and market opportunities.

F&G Annuities & Life, Inc. operates in the Financials sector, focusing on life insurance and providing retirement and wealth transfer solutions. The company offers annuities like FIAs, RILAs, and MYGAs, along with immediate annuities, IUL insurance, PRT solutions, and institutional funding agreements. These products are distributed through independent agents, banks, and broker-dealers, serving both retail and institutional clients.

F&G Annuities & Life, Inc. is headquartered in Des Moines, Iowa, and its insurance policies and products are available in every state in the U.S. and the District of Columbia. In New York, products are offered through its subsidiary, Fidelity & Guaranty Life Insurance Company of New York.

F&G Annuities & Life has maintained strong financial strength ratings from major agencies, including an "A (Excellent)" rating from AM Best and "A-" from S&P Global and Fitch Ratings. The company was recognized as a top Pension Risk Transfer market leader for the fourth consecutive year. No specific negative events impacting the company's brand reputation within this timeframe were found.

Fidelity National Financial Inc. is the largest shareholder of F&G Annuities & Life, Inc., holding 70.11% of the company's shares. Institutional shareholders collectively own 95.44% of the stock, with significant ownership by Brave Warrior Advisors LLC, Vanguard Group Inc, BlackRock, Inc., Dimensional Fund Advisors Lp, and Ameriprise Financial Inc.