Stock events for F&G Annuities & Life, Inc. (FG)
The stock has experienced a significant decline, with a return of approximately -35.45% over the past six months and reaching new 52-week lows. The company reported its Fourth Quarter and Full Year 2025 results in February 2026, with revenue exceeding expectations but non-GAAP profit per share missing analyst consensus estimates. F&G has declared dividends on both common and preferred stock, including a 14% increase in its quarterly common stock dividend. Fidelity National Financial distributed approximately 12% of F&G's outstanding shares to its shareholders on December 31, 2025, increasing the public float. In February 2026, F&G Annuities & Life joined Voya Financial's annuity platform.
Demand Seasonality affecting F&G Annuities & Life, Inc.’s stock price
Demand for F&G Annuities & Life's products and services exhibits some seasonality. The peak season for life insurance sales typically occurs at the end of the year, particularly in the fourth quarter. Annuity sales also show seasonal patterns, with the fourth quarter often seeing a jump in sales. Interest rate fluctuations can also influence annuity demand.
Overview of F&G Annuities & Life, Inc.’s business
F&G Annuities & Life, Inc. specializes in annuity and life insurance products, offering financial protection and retirement solutions. Its major product offerings include fixed indexed annuities (FIAs), registered index-linked annuities (RILAs), multi-year guarantee annuities (MYGAs), immediate annuities, indexed universal life (IUL) insurance, pension risk transfer (PRT) solutions and institutional funding agreements. The company distributes its products through independent agents, banks, and broker-dealers to retail annuity and life customers, as well as institutional clients.
FG’s Geographic footprint
F&G Annuities & Life, Inc. primarily serves the United States, offering its insurance products in every state and the District of Columbia. In New York, products are provided through Fidelity & Guaranty Life Insurance Company of New York. In 2025, the top five states for F&G's retail product distribution were California, Florida, Pennsylvania, Texas, and New Jersey, accounting for 40% of retail sales.
FG Corporate Image Assessment
F&G Annuities & Life has maintained a respectable brand reputation. The company ranked first overall in the 2023 J.D. Power Customer Satisfaction Index Ranking among annuity providers, shifting to seventh place overall in 2024. F&G holds an NAIC Complaint Index Score of 0.10, indicating it receives fewer complaints than expected. As of late 2025 and early 2026, F&G and its subsidiaries hold strong financial strength ratings from AM Best, S&P Global, Fitch Ratings and Moody's Ratings.
Ownership
Fidelity National Financial, Inc. is the majority stockholder, holding approximately 70% of the company. Other major institutional owners and shareholders include BlackRock, Inc., Vanguard Group Inc, Dimensional Fund Advisors Lp, State Street Corp, Ameriprise Financial Inc, Geode Capital Management, Llc and Brave Warrior Advisors, LLC. Insider buying activity has been observed, with insiders buying more shares than they have sold in the past three months.
