First Guaranty Bancshares, Inc. (FGBI)

In the past six months, FGBI's stock experienced fluctuations, including reported losses in Q4 2025 and Q3 2025, followed by a 19.7% increase in early January 2026. Insider buying occurred in late December 2025/early January 2026. The company announced a return to profitability in Q1 2026 with net income of $2.7 million, supported by cost control and a lower credit-loss provision. Nonperforming assets were reduced, and the bank's risk-weighted capital ratio improved. Total assets, loans, and deposits decreased as the bank focused on reducing balance sheet risk. An ex-dividend reminder was issued on March 25, 2026. In April 2026, a director filed an initial ownership report. First Guaranty Bank repurchased three previously sold properties for $14.77 million in cash, unwinding a sale-leaseback arrangement.

While there is a mention of "FGBI Seasonality" to identify seasonal patterns in monthly returns, specific details regarding the demand seasonality for First Guaranty Bancshares' products and services are not explicitly provided. General banking services may experience some seasonality related to economic cycles, holidays, or tax seasons, but no direct information on this for FGBI was found.

First Guaranty Bancshares, Inc. (FGBI) is the holding company for First Guaranty Bank, a Louisiana state-chartered commercial bank, operating in the financial services sector as a regional bank. The bank offers diverse commercial and retail banking services to individuals, small to medium-sized businesses, and municipalities. Its products include deposit accounts, various loan types, and consumer services like credit cards and online banking. Business solutions include merchant services and remote deposit capture. The company also invests in securities.

First Guaranty Bancshares, Inc., through First Guaranty Bank, operates with over 35 locations across several states, primarily in Louisiana and Texas, with expansion into Kentucky and West Virginia. The company is headquartered in Hammond, Louisiana.

First Guaranty Bank has a positive brand reputation, having been named the "Best Small Bank in the U.S. and Louisiana" by Newsweek for three consecutive years as of March 2023. This recognition was based on an evaluation of thousands of FDIC-insured banks across more than 50 factors. No negative events impacting the company's reputation were found in the provided search results.

First Guaranty Bancshares has a mixed ownership structure, with approximately 4.96% held by institutional investors, 48.85% by insiders, and 46.19% by public companies and individual investors. Major institutional owners include Vanguard Group Inc and Bridgeway Capital Management Inc. Key individual insider owners include Edgar R. Smith Iii and William K. Hood.