First Hawaiian, Inc. (FHB)

In the past six months, First Hawaiian, Inc. has reported strong financial performance. FHB reported Q4 2025 earnings per share (EPS) of $0.56, exceeding analysts' expectations by 1.82%, leading to a 1.49% pre-market stock increase. First Hawaiian Inc. also surpassed Q3 2025 forecasts with an EPS of $0.59 and revenue of $226.39 million, exceeding expectations by 13.46% and 3.66% respectively, resulting in a 2.15% rise in pre-market trading. Management repurchased 1 million shares in Q4 2025 and planned to execute the remaining $40 million of their annual authorization in Q4 2024. Barclays upgraded First Hawaiian from Underweight to Equalweight, citing Hawaii banking strength. On January 22, 2026, First Hawaiian stock reached a 52-week high of $28.29 USD. On February 6, 2026, First Hawaiian, Inc. released an investor presentation highlighting its financial profile, strategic positioning, and strong capital base.

First Hawaiian, Inc.'s demand for products and services can be influenced by economic factors and consumer behavior, which may exhibit some seasonality. Loan growth can be influenced by economic cycles, interest rate environments, and consumer confidence. Deposit levels can fluctuate based on economic conditions and interest rate changes. Demand for wealth management and investment services might correlate with market performance and investor sentiment, which can have seasonal patterns. Given its strong ties to the Hawaii economy, which relies heavily on tourism, the bank's overall business could be indirectly affected by seasonal fluctuations in the tourism industry. The company anticipates Federal Reserve rate cuts in May and September 2026, which could impact net interest margin and loan demand.

First Hawaiian, Inc. (FHB) is a bank holding company headquartered in Honolulu, Hawaii, and its primary subsidiary is First Hawaiian Bank. Founded in 1858, it is Hawaii's oldest and largest financial institution, operating in the financial services sector. The bank offers a comprehensive suite of banking services to consumer and commercial customers, including deposit products, loans and leases, wealth management, and other services like retirement planning, credit card services, and merchant processing services. Customers can access these services through branches, ATMs, online banking, and mobile banking channels.

First Hawaiian, Inc. has a significant presence across the Pacific, with 49 branches in Hawaii, three in Guam, and one in Saipan. The company also has an established footprint on the U.S. mainland.

First Hawaiian Bank has a long-standing reputation as Hawaii's oldest and largest financial institution, built on friendly service and smart solutions. The company emphasizes its commitment to community involvement and has been consistently ranked as "Hawaii's Most Charitable Company" among for-profit companies by Hawaii Business magazine for nine consecutive years. The bank actively responded to the devastating wildfires on Maui and Typhoon Mawar in Guam by providing loan deferrals, fee waivers, and philanthropic support to affected customers and communities. First Hawaiian Bank celebrated its 165th anniversary in 2023, highlighting its deep roots and long legacy in the communities it serves. The bank announced the retirements of three key senior leadership team members and their successors, ensuring continuity and a legacy of relationship-building. First Hawaiian Bank has received accolades such as being listed among "America's Most Cybersecure Banks (2024)," "World's Best Banks (2023)," and "Best-In-State Banks (2022)" by Forbes.

Institutional investors hold a significant majority of First Hawaiian, Inc. shares, accounting for 85.25% of ownership, while individuals hold 0.74%. Major institutional owners include BlackRock Advisors LLC, Vanguard Fiduciary Trust Co., Kayne Anderson Rudnick Investment Management LLC, Manulife Financial Corp., State Street Corp., Dimensional Fund Advisors LP and DFA Australia Ltd. The board of directors includes Robert Harrison (Chairman, President & CEO), Tertia Freas, Michael Fujimoto, Faye Kurren, James Moffatt, Mark Mugiishi, Kelly Thompson, Vanessa Washington, and C. Scott Wo.