Fiserv, Inc. (FI)

Over the past six months, Fiserv's stock price has seen fluctuations. As of June 27, 2025, the stock was up 7.21% over the past 30 days, but down 16.62% over the past six months and 16.71% year-to-date. Over the last year, Fiserv, Inc. has shown a 15.22% increase. Recent events impacting the stock include the launch of FIUSD stablecoin and partnerships with PayPal and Mastercard in June 2025. Fiserv also announced plans to acquire the remaining stake in AIB Merchant Services. An analyst rating revision by Rothschild & Co Redburn set a price target of $125 with a sell rating. Fiserv's Small Business Index reports provide insights into consumer spending and small business performance.

Fiserv's demand seasonality is influenced by broader consumer spending patterns and business activity, particularly within the small business sector. In April 2024, consumer spending shifted towards service-based businesses, with professional services seeing increased demand. In May 2024, small business sales grew modestly, with consumers shifting towards non-discretionary spending. In July 2024, consumer spending rebounded, driven by retail growth and seasonal demand for specialty trade and professional services. In March 2025, growth was driven by strong demand for services and increasing restaurant foot traffic. Demand for Fiserv's services is tied to consumer spending and small business activity, with seasonal shifts impacting specific subsectors.

Fiserv, Inc. is an American multinational financial technology company headquartered in Milwaukee, Wisconsin. It operates within the Technology sector, specifically in the Software and Information Technology Services industries. Fiserv specializes in providing payment and financial services technology solutions globally. Fiserv's major products and services include payment processing, digital banking solutions, core processing, business management platforms like Clover, financial solutions, security and fraud protection, and stablecoin initiatives like FIUSD.

Fiserv is primarily focused on the domestic U.S. market but maintains a significant international presence, with approximately a tenth of its revenue generated through international operations. The company has a business presence across North America, Europe, the Middle East, Africa, Latin America, and Asia-Pacific. Fiserv is expanding its international presence with plans for pilot programs in Brazil, Mexico, and Australia in the second half of 2024.

Fiserv has maintained a strong brand reputation over the past year. It was named a Fortune World's Most Admired Company for 2025, ranking second in the Financial Data Services category, marking the 10th time in the last 11 years it has received this recognition. Fiserv was ranked first place on the 2024 IDC FinTech Top 100 Rankings for the second consecutive year. Fiserv was named to the inaugural TIME World's Best Companies list in 2023, based on employee satisfaction, revenue growth, and sustainability.

Fiserv's ownership structure is primarily institutional, with approximately 79.35% (or 57.55% depending on the source) of the company's stock owned by Institutional Investors, 0.73% owned by Insiders, and the remainder by Public Companies and Individual Investors. Fiserv, Inc. has 3042 institutional owners and shareholders holding a total of 618,029,261 shares. Major institutional shareholders include Vanguard Group Inc, BlackRock, Inc., Price T Rowe Associates Inc, Dodge & Cox, State Street Corp, Capital World Investors and Jpmorgan Chase & Co. Significant individual/insider owners include KKR Group Partnership LP and New Omaha Holdings LP, each owning 11.24% of the company's shares.