FinWise Bancorp (FINW)

FinWise Bancorp's stock has experienced significant movement in the past six months. The CEO noted a 78% stock surge. The stock reached an all-time high closing price of $22.49 on September 19, 2025. Key events impacting the stock include the release of the Fourth Quarter and Full Year 2025 Results, Third Quarter 2025 Results, a mixed shelf registration, and an equity buyback plan update. Despite the reported surge, FinWise Bancorp's stock underperformed the broader US Banks industry and the US Market over the past year.

FinWise Bancorp experiences demand seasonality, particularly in its student lending programs. The company anticipates increased volumes in student loan fundings in January and normalizes its loan origination baselines to account for this student lending seasonality.

FinWise Bancorp operates in the financial sector, focusing on regional banking. Its business model leverages technology and strategic relationships to deliver loan and deposit solutions. Major products and services include various types of loans and deposit accounts. The company also provides specialized banking and payment solutions for fintech brands, including Strategic Program Lending, a Credit Enhanced Balance Sheet Program, Payments (MoneyRails™), and BIN Sponsorship offerings.

FinWise Bancorp is headquartered in Murray, Utah. While its traditional commercial and residential real estate lending and other branch-offered products are concentrated in and around the Salt Lake City, Utah Metropolitan Statistical Area, the company is a nationwide lender to consumers and small businesses across the United States. It operates one full-service banking location in Sandy, Utah, and a loan production office in Rockville Centre, New York. Third-party loan origination relationships have enabled FinWise to expand its reach into new markets throughout the U.S.

FinWise Bank has a history of strong performance, having been recognized as a Top Performing Bank by S&P Global Market Intelligence for five consecutive years. CEO Kent Landvatter has highlighted the company's rapid growth, innovative fintech solutions, and its compliance oversight and risk management-first culture. FinWise Bancorp is also actively utilizing AI for various functions, which can contribute to a modern and secure brand image. No specific negative events significantly impacting FinWise Bancorp's brand reputation in the past year were found in the provided information.

As of December 31, 2022, FinWise Bancorp had approximately 141 shareholders of record. The company has also issued warrants to individual owners of BFG to acquire shares of its common stock.