Fidelity National Information Services, Inc. (FIS)

In the past six months, FIS completed the sale of a majority stake (55%) in its Worldpay Merchant Solutions business to GTCR for approximately $11.7 billion on February 1, 2024. FIS announced its Q2 2025 earnings on August 5, 2025, reporting a 5% increase in revenue and adjusted EPS of $1.36, and subsequently raised its full-year 2025 outlook, however third-quarter margin projections seemed to disappoint investors, leading to a 9% dip in shares. The company also reported its Q3 2025 earnings on November 5, 2025, with revenue rising 6.3% to $2.7 billion. On January 12, 2026, shares of Fidelity National Information Services gapped down before the market opened, and over the past six months, the stock has seen a decline of approximately 19.71%. Analysts have a consensus rating of "Moderate Buy" for FIS, with a median target price of $83.16.

The banking industry experiences seasonal fluctuations, with loan demand peaking in the spring and summer and investment services seeing increased activity in December and January. FIS experiences strong demand for its banking solutions amidst economic uncertainty. The company's cash flow is seasonally stronger in the second half of the year, and January has shown a tendency to favor a short bias for FIS.

Fidelity National Information Services, Inc. (FIS) is a global leader in financial technology, providing solutions to financial institutions, businesses, and developers. FIS specializes in core banking systems, payment technology, and processing services, offering over 500 solutions that facilitate more than $75 billion in transactions annually, serving over 20,000 clients globally. Its business model relies on recurring revenue, which constituted approximately 85% of its total revenue as of Q1 2025.

FIS has its headquarters in Jacksonville, Florida, and maintains a network of offices across the United States, including innovation hubs in Atlanta and regional service centers in locations such as Addison, Bolingbrook, Brown Deer, Denver, Canton, Cincinnati, Geneva, and Little Rock. FIS serves clients in over 100 countries, demonstrating its extensive international operations.

FIS was named one of TIME's "World's Best Companies" in September 2024 and received the IDC Customer Satisfaction Award for Treasury Management for the second consecutive year in 2025. FIS was recognized as a Leader in IDC MarketScape's North America Digital Core Banking Platforms 2024 Vendor Assessment report and won the Advanced Technology Category of Celent's 2024 XCelent Awards for its HORIZON community core banking platform. FIS CEO and President Stephanie Ferris was named American Banker's 2024 Most Influential Woman in Fintech. Product launches in 2024, such as the Open Access platform and Enterprise Disbursements, and a new Trade Matching Solution for the UK securities finance market in July 2024, demonstrate FIS's commitment to innovation.

Fidelity National Information Services, Inc. is largely institutionally owned, with institutional investors holding 96.23% of the outstanding shares as of late 2025. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., JPMorgan Chase & Co., Dodge & Cox, Capital Research Global Investors, and State Street Corp.