Fifth Third Bancorp (FITB)

In the past six months, Fifth Third Bancorp's stock price has seen a 12.91% rise over the last month and a 5.83% increase over the last year, though it has fallen by -1.51% compared to the previous week (as of July 22, 2025). The stock traded as high as $49.07 and as low as $32.25 in the last year. Fifth Third Bancorp reported decent second-quarter 2025 results, with earnings per share of $0.88, exceeding estimates, and raised its 2025 outlook. The company's net interest margin (NIM) increased to 3.12% in Q2 2025, up from 3.03% in the first quarter. Credit trends were positive, with nonperforming and delinquent loans decreasing, and the net charge-off ratio also ticking down. Analysts have reiterated "Buy" and "Hold" ratings for FITB, with price targets ranging from $43.00 to $53.00. Fifth Third plans to open 40 additional branches in the Southeast by year-end.

Demand seasonality for Fifth Third Bancorp's products and services is evident in certain areas. Wealth and Asset Management revenue can see increases due to seasonal tax-related revenue and increased customer transaction activity. Commercial payments revenue can be impacted by seasonality. Capital markets fees, particularly syndication and M&A advisory fees, can decrease due to seasonality and market uncertainty. Consumer charge-offs, specifically in auto and credit card, can show seasonal improvement in credit performance. The company's Net Interest Income (NII) can be influenced by seasonal fluctuations in deposit management actions. Expenses can be impacted by seasonal items related to the timing of compensation awards and payroll taxes.

Fifth Third Bancorp (FITB) is a diversified financial services company headquartered in Cincinnati, Ohio, primarily focused on consumer banking but also engaged in commercial banking and wealth and asset management. The company offers a wide range of financial products and services to individuals, small businesses, and large enterprises across various sectors, including commercial banking, consumer and small business banking, wealth and asset management, and payment processing.

Fifth Third Bancorp maintains a regional focus, primarily operating in the Midwest and Southeastern United States. As of late 2023/early 2024, the company operates approximately 1,100 branches and 2,400 ATMs across 11 states: Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina, with Ohio having the largest concentration of banking centers.

Fifth Third Bancorp has received several positive recognitions for its brand reputation in the past year, including being named among the "World's Most Admired Companies" by Fortune Magazine for the second consecutive year in January 2025. In 2024, Euromoney named Fifth Third the "U.S. Best Super-Regional Bank" for the second consecutive year. J.D. Power recognized Fifth Third as No. 1 for Retail Banking Customer Satisfaction in Florida in 2024, also for the second consecutive year. Fifth Third was included on Forbes' "Best Customer Service" list and TIME's "World's Best Companies 2023" list. The company received a top score on the Disability Equality Index for the fifth year. Fifth Third's digital banking platform shows significant user engagement, with high mobile app ratings and a large percentage of digital transaction volume. The company has been recognized for its innovative and inclusive consumer products, such as the Fifth Third Momentum® Banking checking and savings accounts, which offer features like Early Pay, and they eliminated non-sufficient funds fees for all consumer accounts in June 2022. Fifth Third has been named among Ethisphere's World's Most Ethical Companies for several years. No significant negative events impacting Fifth Third Bancorp's brand reputation in the past year were found in the provided search results.

Fifth Third Bancorp's stock ownership is primarily institutional, with approximately 72.09% to 87% ownership. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., State Street Corp., JPMorgan Chase & Co., Capital World Investors, Charles Schwab Investment Management Inc., and Price T Rowe Associates Inc. Individual investors hold a smaller stake, around 12%, and insiders own under 1% of the company. Cincinnati Financial Corp is noted as a significant individual shareholder, owning 4.84% of the company.