Farmers & Merchants Bancorp, Inc. (FMAO)

Farmers & Merchants Bancorp's stock increased by 6.37% in the last three months and has a year-to-date return of 4.69%. As of March 24, 2026, the stock price was $24.92 per share, a 2.76% increase from the previous year. The company reported strong financial results for Q4 and the full year 2025, including 91 consecutive quarters of profitability, a 16.8% increase in quarterly net income, and a 28.4% increase in full-year net income. Total assets increased by 2.1%, and stockholders' equity rose by 10.6%. The company increased its fourth-quarter dividend per share by 4.0%.

No specific information regarding demand seasonality for Farmers & Merchants Bancorp, Inc.'s particular banking products and services was found in the provided search results.

Farmers & Merchants Bancorp, Inc. (FMAO) is a bank holding company for The Farmers & Merchants State Bank, offering commercial banking services to individuals and small businesses. They provide deposit accounts like checking, savings, and CDs, as well as custodial services. FMAO also offers commercial, agricultural, and residential mortgage products, consumer lending, commercial real estate loans, lines of credit, ATM/ITM services, and online/mobile banking.

Farmers & Merchants Bancorp, Inc. primarily serves Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company's headquarters are located in Archbold, Ohio, and it maintains loan production offices in Muncie, Indiana; Bryan, Ohio; and Perrysburg, Ohio.

Farmers & Merchants Bancorp has received several accolades, including being named the #3 best performing bank in the nation by Bank Director's Magazine in July 2025. The company was also recognized as the #2 best performing bank in the nation for 2023 by Bank Director's Magazine in July 2024. In April 2024, F&M Bank was ranked 6th on Forbes Magazine's list of "America's Best Banks" for 2023. The bank has consistently held a 5-Star rating from BauerFinancial for 35 consecutive years.

Farmers & Merchants Bancorp, Inc. has a significant number of institutional owners and shareholders, with 122 institutions holding 4,499,329 shares. Major institutional owners include BlackRock, Inc., and Vanguard Group Inc. Steven Wyse is the largest individual shareholder, owning 1.10 million shares, representing 7.99% of the company.