First Mid Bancshares, Inc. (FMBH)

Over the past six months (August 2025 - February 2026), First Mid Bancshares' stock price has been impacted by several events. The company reported Q4 2025 earnings that met estimates and surpassed revenue expectations. A quarterly dividend of $0.25 per share was declared. There were instances of insider selling. Approvals for a Two Rivers merger and an Iowa acquisition were secured. The stock reached a new 52-week high of $44.61. Additionally, Q1 2025 results showed record high quarterly net income, and Q2 2024 results showed an increase in net interest margin and a dividend increase.

Seasonal patterns exist for FMBH's products and services, with the first quarter typically being a seasonally pressured quarter for loan and deposit growth. The general banking industry can experience seasonal fluctuations, with loan demand increasing during certain economic cycles or agricultural seasons, and deposit levels influenced by tax seasons or holiday spending. The company's diverse offerings may help mitigate the impact of seasonality in any single product area.

First Mid Bancshares, Inc. (FMBH) is a financial services holding company based in Mattoon, Illinois, operating primarily in the banking industry. Through its subsidiary, First Mid Bank & Trust, N.A., and other subsidiaries, it offers a range of financial products and services, including commercial and retail banking, wealth management and trust administration, insurance services, ag services, and data processing services.

First Mid Bancshares serves communities across Illinois, Missouri, Texas, and Wisconsin, with a loan production office in the greater Indianapolis area, Indiana. The company operates 82 banking centers and 3 loan production offices, with a significant presence in east-central and southern Illinois, including markets like Bloomington-Normal, Champaign-Urbana, Peoria, and Quincy, as of June 30, 2024.

First Mid Bancshares emphasizes a community-focused approach, building strong relationships and providing personalized financial solutions. Consistent dividend increases and solid financial performance contribute positively to its reputation. The company's focus on digital solutions and technology investments also indicate a forward-looking approach to customer service.

First Mid Bancshares, Inc. has significant institutional ownership, with 351 institutional owners and shareholders holding 13,546,974 shares as of September 30, 2025. Major institutional owners include BlackRock, Inc., Vanguard Group Inc., and Dimensional Fund Advisors Lp. Individual insider ownership accounts for 7.70% of the stock, with Elizabeth Paige Laurie being a significant individual shareholder.