Farmers National Banc Corp. (FMNB)

Farmers National Banc Corp. received regulatory approvals for its merger with Middlefield Banc Corp. and had a positive recommendation from ISS. However, it faced a "Sell" rating from Wall Street Zen, a lowered price target from Piper Sandler, and Q4 2025 earnings that missed estimates, leading to a share price decline. Shareholder alerts and legal inquiries related to the merger also occurred.

The banking industry experiences seasonal trends, with lower loan demand in January and February, increasing in March, peaking in August or September, and dropping again towards December. Farmers National Banc Corp. likely experiences similar seasonal patterns.

Farmers National Banc Corp. operates as a diversified financial services company and a bank holding company for The Farmers National Bank of Canfield, providing commercial and retail banking, treasury management solutions, wealth management, trust services, retirement planning, and insurance products.

The company's operations are concentrated in Ohio and Pennsylvania, with 65 banking locations across various counties in Ohio and branches serving multiple counties in Pennsylvania.

Farmers National Banc Corp.'s brand reputation has mixed signals, with analysts rating it lower than other "finance" companies and a "Hold" consensus rating. Zacks Investment Research rated it as a "Sell." News of shareholder alerts and legal inquiries regarding the merger could negatively impact the company's reputation.

Farmers National Banc Corp. has significant institutional ownership, with 292 institutional owners and shareholders holding 18,748,284 shares. Institutions own 41.31% of the shares, while insiders own 4.35%.