F.N.B. Corporation (FNB)

In the past six months, F.N.B. Corp. stock has been impacted by earnings reports for Q3 2025, Q4 2025, and Q1 2026. The company announced an 8% increase to its quarterly common stock cash dividend and authorized a new $250 million share repurchase program. Analysts have raised price targets for FNB. Over the last 12 months, FNB's stock price rose by 29.67%, and as of April 27, 2026, the share price was $17.71, representing a 32.56% increase from April 28, 2025.

While a specific detailed analysis of demand seasonality for all FNB products and services is not extensively provided, there is an indication of seasonality in certain areas. Mortgage banking operations income, for instance, experienced a decrease primarily due to seasonally lower sold loan volumes in Q4 2025, suggesting that demand for mortgage products may exhibit seasonal patterns. Generally, financial services can experience some seasonality tied to economic cycles, tax seasons, and holiday spending, which can influence consumer and business banking activities.

F.N.B. Corporation (FNB) is a diversified financial services company headquartered in Pittsburgh, Pennsylvania, operating as the holding company for First National Bank of Pennsylvania. The company operates within the financial services sector, specifically in the regional banking industry, and provides a comprehensive suite of financial products and services to consumers, small businesses, middle-market companies, and commercial real estate clients. Its major products and services are categorized into commercial banking, consumer banking, wealth management and insurance.

FNB operates across a Mid-Atlantic and adjacent Southeast footprint, with operations in seven states and the District of Columbia. As of March 31, 2026, FNB has more than 350 banking offices. Its market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham, and the Piedmont Triad in North Carolina; and Charleston, South Carolina.

F.N.B. Corporation has received significant recognition for its brand and workplace reputation in the past year. FNB was recognized by Newsweek as one of America's Most Admired Workplaces for 2026 for the second consecutive year and earned its 15th consecutive recognition as a western Pennsylvania Top Workplace by the Pittsburgh Post-Gazette in 2025. FNB strengthened its standing as a leading financial institution by being named to TIME's list of America's Best Financial Services 2026 and earning 14 Best Bank Awards from Crisil Coalition Greenwich. FNB secured an exclusive banking deal with Penn State University to be its exclusive retail and financial services provider.

F.N.B. Corporation is primarily owned by institutional investors, who collectively hold a substantial majority of the company's stock, ranging between 79.25% and 81.19%. Key institutional shareholders include BlackRock, Inc., Vanguard Group Inc., FMR LLC, Fuller & Thaler Asset Management Inc., Dimensional Fund Advisors LP, and State Street Corp. Individual insiders own approximately 2.63% of the company, with CEO Vincent J. Delie Jr. being the largest individual shareholder.