Fidelity National Financial, Inc. - FNF Group (FNF)

Over the past six months, FNF's stock price has experienced some fluctuations. As of February 6, 2026, the stock price was $57.61, reflecting a -1.10% change over the last six months and a -0.71% change over the past year. Key events include exceeding Q3 2025 earnings expectations, which led to a stock surge. FNF announced plans to distribute 12% of F&G common stock to shareholders, while retaining 70% ownership. Analysts generally hold a "Buy" consensus rating for FNF, with an average price target of $70.00.

FNF's business model is closely tied to real estate market activity, meaning its revenue fluctuates based on home sales, mortgage originations, and refinancing volumes. There is a clear demand seasonality for its products and services, with December and January typically being the slowest months for home sales. Commercial real estate transactions are generally less dependent on interest rate fluctuations compared to residential real estate business.

Fidelity National Financial, Inc. (FNF) is a Fortune 500 company providing title insurance and settlement services to the real estate and mortgage industries. It operates within the Financials sector, specifically Conveyancing Services, holding a significant market share in the U.S. FNF's services include title insurance, escrow, title-related services, technology, and transaction services. Through its subsidiary F&G Annuities & Life, Inc. (F&G), FNF offers annuity and life insurance products.

FNF's geographic footprint is primarily concentrated in the United States, where it operates an extensive network of title insurance underwriters and escrow offices. The company is the nation's largest title insurance provider, holding the #1 or #2 market position in 39 states. FNF also has an increasingly international presence and caters to mortgage lenders, servicers, builders, developers, real estate agents, and individual homebuyers.

Within the past year, no major brand reputation events or controversies for Fidelity National Financial, Inc. were prominently reported. However, in November 2023, FNF experienced a cyberattack that led to service disruptions across its title insurance and mortgage transaction services, affecting approximately 1.3 million customers.

Fidelity National Financial, Inc. is a publicly traded company with its ownership distributed among shareholders. Institutional investors are the primary owners, holding between 77% and 82% of FNF stock. Major institutional shareholders include BlackRock, Inc., The Vanguard Group Inc., Windacre Partnership LLC, State Street Corp, Charles Schwab Investment Management Inc, Victory Capital Management Inc, First Eagle Investment Management, LLC, and Cooke Bieler LP. The largest individual shareholder is William P. Foley II, who owns 4.86% of the company's shares. Insiders collectively hold approximately 10.99% of the stock.