First Northwest Bancorp (FNWB)

FNWB's stock price has been impacted by several events in the past six months. The Q3 2025 earnings report missed estimates, but shares gained 8.6% following the announcement. The FDIC Consent Order termination and declaration of a quarterly cash dividend contributed to an upward trend. Piper Sandler upgraded FNWB to Overweight, raising the price target. Norman J. Tonina, Jr.'s retirement did not appear to have a significant negative impact. The Q4 2025 earnings report showed a net income but missed EPS estimates, leading to a share dip.

Demand for First Northwest Bancorp's banking products and services can exhibit seasonality. Deposit balances and loan demand can experience seasonal fluctuations. Firms may borrow at cheaper rates in late spring and fall. Community banks may also experience seasonal swings in deposits and loans, particularly in non-metropolitan areas.

First Northwest Bancorp (FNWB) is a financial holding company operating through its subsidiary, First Fed Bank, offering financial products and services to individuals, small businesses, non-profits, and commercial clients. Its offerings include deposit instruments like checking and savings accounts, and loans such as mortgages and commercial real estate loans. FNWB also partners to provide digital financial services and has invested in Meriwether Group.

First Northwest Bancorp's operations are concentrated in Washington state. First Fed Bank has 16 to 17 locations, including 12 full-service branches, three business centers, and three administration centers, situated across several counties in Western Washington.

First Fed Bank has received positive recognition, including being named one of Forbes' Best-In-State Banks in 2025. However, the company's reputation was impacted by an FDIC Consent Order issued in November 2023, related to a fintech joint venture. First Fed Bank addressed these issues, leading to the termination of the Consent Order in October 2024.

First Northwest Bancorp has a diverse ownership structure, including 72 institutional owners and shareholders holding 4,739,169 shares. Individual and insider ownership accounts for 7.16% of shares outstanding, with notable insider buying activity.