Finance of America Cos., Inc. Class A (FOA)

In the past six months, Finance of America's stock price has declined. As of March 27, 2026, the stock price was $16.35 per share, representing a decrease of 28.82% over the last six months and 23.59% over the last 12 months. Key events impacting the stock include the Q4 and Full-Year 2025 Earnings Report, where the company reported a significant financial turnaround but the stock declined due to Q4 revenue missing analyst estimates, and a UBS neutral recommendation.

Demand for Finance of America's products and services, particularly reverse mortgages, exhibits seasonality. Reverse mortgage-related search activity trends approximately 40% higher year-over-year at seasonal peaks. Demographic trends support the long-term demand for home equity solutions, and the expansion of products like HomeSafe Second is a direct response to increased demand from homeowners aged 55 and older.

Finance of America (FOA) is a financial services holding company focused on providing home equity-based financing solutions for modern retirement in the United States. It operates within the Financial Services sector, offering a retirement solutions platform with home-centric retirement offerings. The company operates through two segments: Retirement Solutions, which focuses on loan origination activities, and Portfolio Management, which provides product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services.

Finance of America Companies Inc. is headquartered in Plano, Texas, and operates throughout the United States. Its HomeSafe Second product has expanded its availability to 16 states due to increased demand.

Finance of America has maintained a strong brand reputation, evidenced by positive customer feedback and industry recognition. The company holds an A+ rating and accreditation from the Better Business Bureau and has received 4.7 stars from verified customers. Events that have positively affected its reputation include a financial turnaround in 2025, expansion of the HomeSafe Second product, technological advancements, and a national marketing rebrand.

Finance of America Companies Inc. has significant institutional ownership, ranging from approximately 69.23% to 97.20% of its shares. Blackstone Holdings III LP is noted as the largest individual shareholder. Insider ownership is reported at 2,016.58%.