Stock events for First Merchants Corp. (Indiana) (FRME)
In the past six months, First Merchants Corp.'s stock has declined by 6.00%, and by 11.38% in the last 10 days as of March 6, 2026. Key events include the acquisition of First Savings Financial Group, Inc. on February 1, 2026, which is expected to yield cost savings and contribute to loan and fee income growth. On January 26, 2026, the company reported its fourth-quarter 2025 earnings, with an adjusted EPS of $0.98 and revenue of $172.17 million, beating consensus estimates, although revenue fell year-on-year. The company declared a cash dividend of $0.36 per common share on November 14, 2025, payable on December 19, 2025, and a quarterly cash dividend on its preferred stock.
Demand Seasonality affecting First Merchants Corp. (Indiana)’s stock price
Information directly addressing demand seasonality for First Merchants Corp.'s products and services is not explicitly available. Its revenue is influenced by broader economic conditions, lending rates, and deposit costs rather than distinct seasonal consumer patterns. The company's revenue was reported as flat over the last two years, suggesting that demand is more sensitive to the overall economic and interest rate environment.
Overview of First Merchants Corp. (Indiana)’s business
First Merchants Corp. is a financial services holding company based in Muncie, Indiana, operating through First Merchants Bank. It focuses on a community banking model with personalized service. The company operates in the Financial sector, specifically Major Banks or Regional - Midwest Banks. Its core business segments are Commercial Banking, Consumer Banking, and Wealth Management. Commercial Banking offers commercial loans, treasury management, and merchant services. Consumer Banking provides checking and savings accounts, personal loans, mortgages, and credit cards. Wealth Management includes investment management, trust and estate planning, and retirement planning services. The company's revenue comes from net interest income and non-interest income.
FRME’s Geographic footprint
First Merchants Corp. has a significant presence in the Midwest, with over 111 banking center locations across Indiana, Illinois, Ohio, and Michigan. As of December 31, 2025, its total asset size was $19.0 billion.
FRME Corporate Image Assessment
First Merchants Corp. has received recognition for its workplace culture and banking services. It received Comparably Awards for excellence in leadership and career growth, Best Work-Life Balance, and Best Team: Human Resources. First Merchants has been named among Forbes World's Best Banks and Forbes America's Best Banks. The company has also been recognized by American Banker as one of the Best Banks to Work For and by TIME Magazine as one of America's Best Companies.
Ownership
First Merchants Corp. has a significant institutional ownership base, with 491 institutional owners holding 54,120,373 shares as of December 2025. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and Dimensional Fund Advisors Lp. First Merchants Corp. itself held the largest shareholding position with over 534.74K shares, representing 0.93% of total outstanding shares.
