FSBC

Over the past six months, Five Star Bancorp's stock closed at $43.32 as of October 6, 2026, marking a 35.1% gain over 12 months, a -7.8% change in the past month, and a 4.66% upward trend over the last six months. In July 2026, the company announced an underwritten public offering of 2,725,000 shares at $44.00 per share, raising $113.6 million for future growth and working capital, which also resulted in shareholder dilution. On September 14, 2026, Lydia Ramirez was appointed Chief External Affairs Officer. Five Star Bank continued its Southern California expansion with the opening of a new administrative office in Calabasas on September 30, 2026. For Q1 2026, the company reported net income of $18.6 million, with total deposits increasing by $268.3 million and total loans held for investment increasing by $138.5 million, and a net interest margin of 3.70%. In Q2 2026, net income rose to $19.4 million, total deposits increased by $330.0 million, and loans held for investment grew by $306.3 million, though the net interest margin decreased to 3.63%. The ratio of non-performing loans increased to 0.30% in Q2 2026 from 0.07% in Q1 2026, attributed to one Community Reinvestment Act loan, which raised concerns about credit quality. Five Star Bancorp was also added to the S&P Regional Banks Select Industry Index, which could modestly boost institutional demand.