FS Bancorp, Inc. (FSBW)

In the past six months, FS Bancorp's stock has experienced several notable events. On January 21, 2026, the company reported net income of $8.4 million, or $1.10 per diluted share, for the fourth quarter of 2025 and announced a 3.6% increase in its quarterly cash dividend to $0.29 per share. On February 27, 2026, DA Davidson raised its target price for FSBW to $46.00 and issued a "neutral" rating. Short interest in the company's stock saw a significant increase of 31.2% as of March 13, 2026. The stock price on March 20, 2026, was $37.04, reflecting a 2.35% decline over the preceding year. The closing stock price on April 1, 2026, was $38.62. As of April 7, 2026, the stock fluctuated between $40.00 and $40.24, closing at $40.21, and on April 10, 2026, the stock price was $40.85. The stock has underperformed the S&P 500 in both year-to-date and one-month periods, with the formation of a technical death cross signaling downward price momentum and a weaker market perception of its growth prospects. However, the stock trades at a P/E ratio of 9 and a price-to-book value of 0.95, suggesting it may be undervalued, and offers a dividend yield of 3.57% with an ROE of 10.69%. The company's Q1 2026 earnings are expected around April 21, 2026.

The provided information does not explicitly detail demand seasonality for FS Bancorp, Inc.'s products and services. As a regional bank with a significant home lending segment, demand for some of its products, particularly mortgages, could be influenced by seasonal trends in the housing market, but this is an inference rather than a direct finding from the search results.

FS Bancorp, Inc. (FSBW) is a bank holding company for 1st Security Bank of Washington, founded in 1936 and publicly listed in July 2012. The company operates in the Financial Services sector, offering commercial and consumer banking services, including deposit accounts and lending portfolios, as well as home lending services, primarily originating residential mortgage loans for sale in the secondary markets.

FS Bancorp is headquartered in Mountlake Terrace, Washington, and serves the greater Puget Sound area, including Snohomish, King, and Pierce counties. The company operates through 21 full-service bank branches and multiple home loan production offices.

Information specifically detailing events that have affected FS Bancorp, Inc.'s brand reputation in the past year was not explicitly found in the search results. However, the company's core values reflect a commitment to diversity, equality, inclusiveness, and social awareness. In 2020, its Governance and Nominating Committee expanded its scope to become the Nominating and Environmental, Social, Governance Committee, indicating a formal commitment to ESG principles.

FS Bancorp's ownership is a mix of institutional, retail, and individual investors. Institutional investors hold approximately 43.42% to 55.32% of the company's stock, while insiders own about 9.44%, and public companies and individual investors hold between 11.91% and 35.24%. Major institutional shareholders include BlackRock, Inc., Dimensional Fund Advisors Lp, Vanguard Group Inc, T. Rowe Price Investment Management, Inc., Pacific Ridge Capital Partners, LLC, Geode Capital Management, Llc, Tcw Group Inc, Alliancebernstein L.p., and State Street Corp.