FirstSun Capital Bancorp (FSUN)

Over the past six months, FirstSun Capital Bancorp's stock price has been impacted by several key events. On October 27, 2025, the company announced an all-stock merger with First Foundation Inc., leading to a stock price decrease of nearly 17% on October 28, 2025. On October 27, 2025, the company released its third-quarter 2025 earnings report, booking total revenue of $107.3 million, but adjusted net income per share of $0.84 fell slightly short of analyst expectations of $0.89. On December 4, 2025, Affiliates of Castle Creek Capital acquired a $40 million equity position from legacy stockholders. On January 13, 2026, FirstSun Capital Bancorp announced it would release its fourth-quarter and full-year 2025 financial results on January 26, 2026. On January 16, 2024, FirstSun Capital Bancorp and HomeStreet, Inc. announced a strategic merger and a $175 million equity raise.

Demand for FirstSun Capital Bancorp's core products is generally less subject to significant seasonal fluctuations compared to other industries. Banking services typically experience relatively stable demand throughout the year, although certain lending products, such as mortgages, might see some seasonal variations influenced by housing market trends. The company's strategy of deposit growth in both consumer and business segments suggests a focus on consistent, year-round engagement.

FirstSun Capital Bancorp (FSUN) is a financial holding company operating in the banking sector through its main subsidiary, Sunflower Bank, National Association, which also operates under the brands First National 1870 and Guardian Mortgage (currently being rebranded as Sunflower Bank Mortgage Lending). The company offers a range of financial products and services, including deposit accounts, lending options, treasury management, wealth management, and online banking services. FirstSun Capital Bancorp is categorized within the Banks industry, specifically National Commercial Banks.

FirstSun Capital Bancorp, through Sunflower Bank, has a significant branch network across Texas, Kansas, Colorado, New Mexico, Arizona, and Washington, with mortgage banking capabilities extending to 43 states. Strategic mergers are set to expand this footprint further, particularly in Southern California, Hawaii, and other key markets in the Pacific Northwest, aiming to create a premier regional bank with an extensive presence in high-growth markets.

FirstSun Capital Bancorp's brand reputation has been positively influenced by its inclusion in the S&P Regional Banks Select Industry Index and the Russell 2500 Index in late 2024 and mid-2025. Analysts generally hold a "Moderate Buy" consensus rating for FSUN stock, with an average price target suggesting potential upside. The company's focus on operational efficiency and fee-based income is expected to support long-term margin resilience and reinforce profitability.

FirstSun Capital Bancorp's ownership is distributed among institutional and individual investors, holding approximately 37.58% and 38.23% of the shares, respectively. Major institutional owners include JLL Partners, Inc., Vanguard Fiduciary Trust Co., Citadel Advisors LLC, Assenagon Asset Management S.A., JPMorgan Chase & Co., Jacobs Levy Equity Management Inc., MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd., Alliancebernstein L.P., Ameriprise Financial Inc., Sei Investments Co., Russell Investments Group Ltd., Invesco Ltd., Ameritas Investment Partners Inc., American Century Companies Inc., Stieven Capital Advisors L.P., BlackRock, Inc., The Vanguard Group, Inc., State Street Global Advisors, Inc., and Aquiline Financial Services Fund 2, L.P. Top five shareholders include JLL/FCH Holdings I LLC, Wellington Management Company, LLP, Mollie H. Carter, Karen Hale Young, and Max Alan Hale.