FSUN

In the past six months, FirstSun Capital Bancorp completed its merger with First Foundation Inc. on April 1, 2026, a move aimed at accelerating growth. On July 10-11, 2026, the company disclosed anticipated charge-offs totaling $35 million, including $22.0 million from a fraudulent asset-based loan and $12.9 million from a deteriorating commercial and industrial loan, which led to a stock price drop and prompted legal investigations. Despite reporting a GAAP loss for Q2 2026 on July 28, 2026, due to merger-related expenses, adjusted earnings per share surpassed expectations, and a $150 million share repurchase program was authorized, causing a 13% stock price rise. However, an August 18, 2026 analysis indicated challenges such as deteriorating asset quality, rising deposit costs, and below-average capital ratios. By September 22, 2026, commentary highlighted stronger year-over-year revenue and net profit figures, along with generally supportive analyst sentiment. The company is expected to release its next earnings report on October 22, 2026.