Fulton Financial Corporation (FULT)

In the past six months, Fulton Financial reported Q3 2025 earnings exceeding expectations, with net income available to common shareholders of $97.9 million, or $0.53 per diluted share. Analyst ratings varied, with Raymond James Financial upgrading the stock and Weiss Ratings downgrading it. Fulton Financial Corporation announced an all-stock merger with Blue Foundry Bancorp. The company announced an increased quarterly common stock dividend of $0.19 per share and authorized a $150 million share repurchase program. Fulton Financial Corporation announced that its fourth-quarter 2025 earnings would be released on January 21, 2026, with a webcast on January 22, 2026.

Information regarding specific demand seasonality for Fulton Financial Corp.'s products and services is not explicitly detailed. The Q3 2025 earnings report mentioned an increase in interest-bearing demand deposits due to seasonal trends in the municipal deposit portfolio, suggesting some seasonality related to municipal financing and deposit flows. Demand for certain services could be influenced by broader economic cycles, interest rate environments, and regional business activity, which may exhibit seasonal patterns.

Fulton Financial Corporation (FULT) is a U.S.-based financial services holding company located in Lancaster, Pennsylvania. It operates through its subsidiary, Fulton Bank, providing banking and financial products and services to consumer and commercial clients, including deposit products, consumer and commercial loans, equipment lease financing, letters of credit, cash management services, and wealth management services.

Fulton Financial Corporation has a regional presence across the Mid-Atlantic United States, delivering financial services primarily within Pennsylvania, Delaware, Maryland, New Jersey, and Virginia. It previously had operations in New York until September 2024. Fulton Financial operates over 200 banking centers and mortgage production sites within this footprint.

Fulton Financial's brand reputation in the past year is focused on community, ethical conduct, and stakeholder value. The company released its 2023 and 2024 Corporate Social Responsibility Reports, highlighting efforts in community development investments, mortgage loans, Small Business Administration loan originations, and charitable donations. These reports indicate a proactive approach to building and maintaining a positive brand image through social responsibility and transparent reporting.

The ownership structure of Fulton Financial (FULT) stock includes institutional investors holding approximately 72.02% to 77.67% of the stock, with major holders such as BlackRock, Inc. and Vanguard Group Inc. Individual insiders own around 1.19% to 1.32% of the shares, while the general public and individual investors hold approximately 21.6% to 23.38% of the stock.