Fulton Financial Corporation (FULT)

Fulton Financial announced the acquisition of Blue Foundry Bancorp in November 2025, which was completed on April 1, 2026. The company reported its fourth-quarter 2025 results in January 2026 and first-quarter 2026 results in April 2026. In May 2026, Fulton Financial announced the pricing of a $300 million Fixed-to-Floating Rate Subordinated Notes offering due 2036. The stock experienced volatility, with a 52-week high of $22.99 and a low of $16.60. In December 2025, the Board of Directors approved a 2026 Repurchase Program authorizing the repurchase of up to $150 million of common stock.

Demand for Fulton Financial's products and services exhibits some seasonality, with Q1 2026 earnings indicating that decreases in commercial and consumer banking fee income were partly attributable to seasonality. December is typically considered the worst time to market bank products, while September and October are often favorable. Loan demand can be influenced by year-end budget motivations, and consumer demand for bank products has been steady. Commercial loan utilization at regional banks has been rising, and deposit flows can also be subject to seasonality.

Fulton Financial Corporation is a regional financial services holding company based in Lancaster, Pennsylvania, operating in the Finance sector as a Regional Bank. Through Fulton Bank, N.A., it offers deposit accounts, lending solutions, treasury management, wealth management, mortgage services, and insurance products to individual and corporate clients.

Fulton Financial Corporation has a regional presence across Pennsylvania, Maryland, Delaware, New Jersey, and Virginia, with over 200 banking centers. Recent expansions include the acquisition of Republic First Bank in April 2024, boosting its presence in Philadelphia, and the acquisition of Blue Foundry Bancorp, completed on April 1, 2026, expanding its footprint in northern New Jersey.

Fulton Bank has received positive recognition for its commitment to veterans and military-connected communities, earning the 3 Star Employer Award in the 2025 VETS Indexes Employer Awards program. However, customer perception data indicates a declining trend in its Net Promoter Score (NPS), decreasing from -8 in May 2023 to -22 in February 2026, with an overall Customer Satisfaction (CSAT) score of 46%.

Fulton Financial Corporation's ownership is predominantly held by institutional investors, holding approximately 72% to 83.88% of the shares. Major institutional shareholders include BlackRock, Inc., Vanguard Group Inc., and Dimensional Fund Advisors Lp. Company insiders hold a smaller stake, estimated to be around 0.98% to 1.08% of the stock.