First United Corporation (FUNC)

First United Corp. stock has been impacted by strong earnings and dividend increases, including a dividend increase in Q3 2025 and the announcement of a Q1 2026 dividend. The company was upgraded to a "Buy" rating on September 12, 2025. Carissa L. Rodeheaver retired as Chairman of the Board, President & CEO, succeeded by Jason B. Rush in January 2026. The stock reached an all-time high closing price of $40.79 on December 18, 2025, with a 52-week high of $42.50 and a low of $24.66.

First United Corp. experiences demand seasonality in residential mortgage loan production, particularly construction lending, which typically decreases in the fourth quarter. Seasonal fluctuations in municipal deposit accounts can also impact interest-bearing demand deposits, which the company manages using short-term borrowings and brokered deposits.

First United Corporation (FUNC) is a bank holding company operating through its subsidiary, First United Bank & Trust, providing financial services in community banking and wealth management. It offers a range of financial products and services, including deposit products like checking, savings, and retirement accounts, as well as lending services such as business, personal, and commercial loans. Additionally, First United provides trust, insurance, and investment services.

First United Corporation is headquartered in Oakland, Maryland, and serves local communities and businesses across Maryland, West Virginia, Pennsylvania, and Virginia. The company operates through 22 banking offices, one customer service center, and 30 ATMs within these regions.

First United has maintained a strong brand reputation, celebrating 125 years in business and emphasizing client relationships and community development. The company's financial health is robust, indicated by a Piotroski F-Score of 7 and a Beneish M-Score of -2.24. First United is recognized as a "Super Community Bank" and emphasizes personalized service and financial stewardship.

Major institutional owners of First United Corp. include Dimensional Fund Advisors LP (5.65%), The Vanguard Group, Inc. (5.25%), and BlackRock, Inc. (5.06%). Institutional ownership accounts for approximately 41.96% of the company's shares, while individuals hold about 5.13%.