Greene County Bancorp, Inc. (GCBC)

Greene County Bancorp's stock price has decreased over the past six and twelve months, but has shown a slight increase in the past month. Recent insider buying activity occurred in November 2025. The company reported a record high net income for the fiscal year ending June 30, 2025, and announced a cash dividend increase in July 2025. Expansion plans into Saratoga County were finalized in October 2025. The 2025 Annual Meeting of Stockholders was held on November 1, 2025. In fiscal year 2024, the company's 15-consecutive-year streak of record net income came to an end.

Demand for Greene County Bancorp's products and services is influenced by municipal activity, which is subject to seasonal fluctuations.

Greene County Bancorp, Inc. is a bank holding company operating through The Bank of Greene County and Greene County Commercial Bank, providing retail, commercial, municipal, and investment management services. It offers deposit products like savings, NOW accounts, and CDs, and loans including residential, commercial real estate, and consumer loans. The company also provides transaction processing and investment brokerage services.

Greene County Bancorp, Inc. primarily serves the Hudson Valley and Capital Region of New York State, operating through 18 branches and 6 offices. The company expanded into Saratoga County in October 2025 and launched a new Capital Region Banking Center in March 2024 to serve businesses in Albany, Schenectady, Saratoga, and Rensselaer counties.

Greene County Bancorp has a strong brand reputation, recognized for consistent financial performance, including being named to the KBW Honor Roll for 13 consecutive years. The company is recognized as the #1 Commercial Mortgage Lender in the Capital Region and one of the fastest-growing companies over $100 million by the Albany Business Review in 2025. GCBC emphasizes community-focused banking and participation in community activities.

Greene County Bancorp has a diverse ownership structure including institutional shareholders, insiders, and retail investors. Greene County Bancorp, MHC holds a majority stake. Major institutional owners include BlackRock, Inc. and Vanguard Group Inc. Donald E. Gibson, the President and CEO, is the largest individual shareholder.