Greene County Bancorp, Inc. (GCBC)

Several events have impacted GCBC's stock price over the past six months. The company announced a cash dividend and reported record net income for the quarter ended December 31, 2025. GCBC was recognized as a top-performing bank in Piper Sandler's Class of 2025 Bank & Thrift Small-Cap All Stars. Insider stock purchases occurred in November and October 2025. The company released its annual Form 10-K report for the fiscal year ending June 30, 2025, highlighting significant financial growth. Greene County Bancorp, Inc. announced an increase in its cash dividend in August 2025. The stock price increased by 10.93% in the past month, but over the last six months, GCBC's return was -9.7%, while the SPY ETF gained +9.6%.

Information explicitly detailing the demand seasonality for Greene County Bancorp, Inc.'s products and services is not available.

Greene County Bancorp, Inc. operates in the Financial Services sector as a community bank, attracting retail deposits and investing in various loan products, including residential mortgage loans, commercial real estate mortgage loans, consumer loans, and commercial business loans. The company also offers investment services through Osaic Institutions, Inc., branded as Greene Investment Services, and provides transaction processing and municipal banking services.

Greene County Bancorp, Inc. primarily serves the Hudson Valley and Capital District Regions of New York State, focusing on Greene, Columbia, Albany, Ulster, and Rensselaer Counties. As of June 30, 2024, the company operated through 18 branches and 6 offices. In June 2022, it maintained 17 full-service banking offices, an operations center, a customer call center, and a lending center within its market.

Greene County Bancorp, Inc. has maintained a strong brand reputation in the past year. The company was recognized as a top-performing bank in Piper Sandler's Class of 2025 Bank & Thrift Small-Cap All Stars. Greene County Bancorp was also named the #1 Commercial Mortgage Lender in the Capital Region and one of the fastest-growing companies over $100 million by the Albany Business Review in 2025. The company has a history of delivering record income for 16 out of the last 17 years.

Greene County Bancorp, MHC is the largest shareholder, owning 54.1% of the company's outstanding common stock. Institutional ownership accounts for 14.2% of shares, while individual insiders hold 5.19%. The general public owns 26.4% of the shares. Major institutional owners include BlackRock, Inc. and Vanguard Group Inc. Significant individual owners include David Jenkins and Charles Schaefer.