Green Dot Corporation Class A (GDOT)

Green Dot Corp.'s stock experienced several events in the past six months. On March 3, 2025, shares fell after annual results revealed a statutory loss per share, missing expectations, leading to analysts cutting EPS forecasts and price targets. On March 10, 2025, the company announced its Board was exploring strategic alternatives. On March 12, 2025, the stock reached a 52-week low following the Q4 2024 earnings report, where non-GAAP EPS fell short, and leadership changes were announced. On July 1, 2025, the stock was up approximately 25% since February 2024, with Q1 results surpassing expectations. On July 24, 2025, Green Dot disclosed a new risk related to its strategic review. On September 18, 2025, a Federal Reserve consent order was highlighted as an ongoing issue, and new partnerships with Stripe, Samsung Wallet, Marqeta, and Credit Sesame were announced, along with an extended partnership with Walmart until 2033. Revenue expectations for FY2025 were revised upward by 0.42%, and EPS estimates increased by 9.69%, contributing to a 23.86% rise in the stock price during the past three months. On October 17, 2025, the share price was $12.45, an 8.73% increase over the past year. On October 22, 2025, Crypto.com launched a Cash Earn Program powered by Green Dot. On October 21, 2025, news emerged about U.S. companies increasing their use of embedded finance. Green Dot is scheduled to announce its third-quarter 2025 financial results on November 10, 2025.

Information regarding the specific demand seasonality for Green Dot Corp.'s products and services was not found. However, the Money Movement Services segment includes tax refund processing services, which suggests a potential seasonal increase in demand during tax season.

Green Dot Corporation is a financial technology and bank holding company offering financial services to consumers and businesses in the U.S. It operates in the Finance sector, focusing on Consumer Lending and Financial Technology. Its services are divided into Consumer Services (deposit accounts, prepaid cards, secured credit cards, and gift cards), B2B Services (banking products and payroll platform), and Money Movement Services (cash transfer, bill payments, tax refund processing, and small business lending). The digital banking platform and prepaid debit card segment are significant revenue drivers.

Green Dot Corporation primarily operates in the United States. It has a distribution network with over 90,000 retail locations nationwide, partnering with major retailers like Walmart, CVS, and Walgreens.

Green Dot's brand reputation has seen both positive developments and challenges in the past year. Positive events include strategic partnerships, such as Crypto.com's Cash Earn Program powered by Green Dot, and the increasing use of embedded finance by U.S. companies. Green Dot also announced new partnerships with Stripe, Samsung Wallet, Marqeta, and Credit Sesame, and extended its partnership with Walmart until 2033. Challenges include a Federal Reserve consent order from July 2024 and the announcement of exploring strategic alternatives in March 2025.

Green Dot is predominantly owned by institutional shareholders, holding 84.01% of the stock, with 70% ownership by institutions as of June 11, 2025. Insiders own 80.44%, while retail investors hold 0.00%. Major institutional owners include Topline Capital Management, LLC, BlackRock, Inc., Vanguard Group Inc, Dimensional Fund Advisors Lp, UBS Group AG, Starboard Value LP, State Street Corp, Morgan Stanley, T. Rowe Price Investment Management, Inc., and Steel Partners Holdings L.P. Significant individual/insider owners include Scff Management LLC, Topline Capital Partners LP, Peter A. Feld, and Steven W. Streit.