Green Dot Corporation Class A (GDOT)

Green Dot's stock price has fluctuated, with a 55.42% increase from May 5, 2025, to $12.62 as of May 1, 2026. The stock experienced an 11.58% decrease in the past month and a year-to-date return of -17.89% as of March 14, 2026. Green Dot reported its first year of adjusted EBITDA growth since 2022 and total operating revenues of $2.08 billion for FY 2025, an increase of 21%. The company delayed its Q4 and full-year 2025 earnings release due to the completion of its annual audit. Green Dot also announced proposed strategic transactions to separate its non-bank fintech business and merge its bank with CommerceOne Financial Corporation. Analyst ratings for GDOT have a consensus of "Reduce," with an average twelve-month price objective of $13.5625.

Demand for Green Dot's products and services exhibits some seasonality. The Money Movement Services segment experiences nominal growth in transactions during what is considered a seasonally slow quarter. The tax processing business is generally expected to see revenue growth. While the Consumer Services segment has faced ongoing digital migration headwinds and declines in active accounts, the B2B Services segment has shown growth due to new partners and expanded customer engagement. The Green Dot Network has seen year-over-year declines from lower Green Dot-issued active accounts, but third-party transactions have continued to grow or offset these declines.

Green Dot Corporation is a financial technology and registered bank holding company providing financial services to consumers and businesses in the United States. It operates in the Financials sector, focusing on Consumer Finance and Financial Transaction Services. The company's business is divided into Consumer Services, B2B Services, and Money Movement Services.

Green Dot's services are available throughout the United States. The company operates primarily as a branchless bank with a network of over 90,000 retail distribution and cash access locations nationwide.

Green Dot's brand reputation has been influenced by its focus on accessible banking for the unbanked and underbanked. A Federal Reserve consent order from July 2024 has been an "overhang" for the company, although recent partnerships suggest that the risks associated with the order are considered manageable by partners. The company's strategic review and proposed transactions to split its operations could also be seen as efforts to optimize its business and potentially enhance its standing.

Green Dot Corporation is predominantly held by institutional investors, who collectively own approximately 75.53% to 94% of the company's shares. Major shareholders include BlackRock, Inc., Vanguard Group Inc., Steel Partners Holdings L.p., Topline Capital Management, LLC, Dimensional Fund Advisors Lp, Western Standard LLC, American Century Companies Inc, State Street Corp, and Geode Capital Management, Llc. Walmart, Inc. also holds 1.81% of shares. The company was founded in 1999 by Steve Streit and Benson Riseman.