Great Southern Bancorp, Inc. (GSBC)

Great Southern Bancorp's stock experienced several events over the past six months. The stock rallied in July 2025 after better-than-expected second-quarter results. The company reported preliminary fourth-quarter 2025 earnings of $1.45 per diluted common share, beating estimates, with revenue reaching $56.35 million. During the fourth quarter of 2025, Great Southern Bancorp repurchased 241,301 shares and declared a quarterly cash dividend of $0.43 per common share. Director Thomas Carlson sold 680 shares of the company's stock on February 3, 2026. Analyst ratings shifted, with Zacks Research upgrading GSBC to a "hold" on December 16, 2025. Keefe, Bruyette & Woods raised their price objective to $63.00 and maintained a "market perform" rating on January 23, 2026, while Weiss Ratings reiterated a "buy (b-)" rating on December 29, 2025. The FOMC cut the federal funds rate by 25 basis points in the third quarter of 2025 and 50 basis points in the fourth quarter of 2025.

While there is no explicit information detailing seasonality in the demand, the company recorded seasonal expenses for snow removal and adjustments to real estate taxes in the fourth quarter of 2025. General loan demand was noted as muted in July 2025, and new loan production was down in the first quarter of 2023, indicating some fluctuations in operational costs and overall lending activity.

Great Southern Bancorp, Inc. operates as a commercial bank, providing financial services such as deposit-taking, lending, and treasury management. The company offers consumer savings and checking accounts, commercial real estate loans, commercial business loans, commercial construction loans, multi-family and single-family residential real estate loans, and consumer loans. They also provide revolving credit lines, acquisition financing, growth facilities, and modern banking conveniences like mobile, online, and telephone banking, along with an ATM and ITM network.

Great Southern Bancorp, Inc. has a regional presence with 97 offices across 12 states, including 89 retail banking centers in Arkansas, Iowa, Kansas, Minnesota, Missouri, and Nebraska. It also has commercial lending offices in Atlanta, Charlotte, Chicago, Dallas, Denver, Omaha, and Phoenix, and a home loan center in Springfield, Missouri. Its primary market area includes southwestern and central Missouri, as well as the greater St. Louis area.

Great Southern Bancorp has maintained a strong brand reputation, characterized by its pristine credit quality and strong capital position. The company is recognized for its high-touch customer service and its embrace of technology, contributing to its century-long stability. Great Southern Bank is categorized as well capitalized by federal banking agencies, and its deposits are FDIC-insured. The company emphasizes good citizenship through its support of local small businesses and financial sponsorships of non-profits.

Institutional investors hold approximately 41.7% of Great Southern Bancorp, Inc. As of February 3, 2026, Director Thomas Carlson owned 17,206 shares of the company's stock after a recent sale.