Great Southern Bancorp, Inc. (GSBC)

In Q1 2025, Great Southern Bancorp reported increased net income and approved a stock repurchase. In Q2 2025, net income increased, but loan balances decreased due to elevated paydowns, and a quarterly dividend was declared. In Q3 2025, net income beat expectations, but the stock price dropped due to concerns over a shrinking loan portfolio and the expiration of an interest rate swap; the company repurchased shares and declared an increased dividend. Analyst ratings over the past 90 days resulted in one downgrade, with a consensus rating of "Hold" and an average price target of $59.50.

While October historically favors a long bias for Great Southern Bancorp's stock, specific demand seasonality for its banking products and services is not detailed. Management anticipates stable loan demand, supported by unfunded construction loan balances, though competition for loans remains high. Deposit growth in Q1 2025 was driven by increases in brokered deposits and core checking balances, and the deposit market remains highly competitive with sustained rate pressure.

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank, offering financial services in the United States. It provides deposit products like savings, checking, and money market accounts, as well as lending services including real estate, commercial, construction, and consumer loans, serving both households and businesses.

Great Southern Bancorp is headquartered in Springfield, Missouri, and operates 97 offices across 12 states. It has 89 retail banking centers in Arkansas, Iowa, Kansas, Minnesota, Missouri, and Nebraska, and commercial lending offices in Atlanta, Charlotte, Chicago, Dallas, Denver, Omaha, and Phoenix, along with a home loan center in Springfield, Missouri.

There have been no specific events reported in the past year that have significantly impacted Great Southern Bancorp, Inc.'s brand reputation.

Great Southern Bancorp, Inc. has a mixed ownership structure, with institutional owners holding 45.37% of the stock as of October 1, 2025. Major institutional shareholders include BlackRock, Inc., Dimensional Fund Advisors Lp, Vanguard Group Inc, State Street Corp, and American Century Companies Inc. Insiders hold 27.28% of the stock.