Great Southern Bancorp, Inc. (GSBC)

In the past six months, Great Southern Bancorp, Inc. reported increased net income and approved a stock repurchase program in Q1 2025. Q2 2025 saw further net income increase and a dividend declaration, but loan balances decreased. In Q3 2025, net income exceeded expectations, but the stock price dropped due to loan portfolio concerns and interest rate swap expiration. The company repurchased shares and increased the dividend. Analyst ratings show a consensus of "Hold" with an average price target of $59.50. The stock price declined by 8.31% between November 2024 and November 2025, but has recently risen by 7.45% compared to the previous week and 4.98% over the last month, though it has shown a -4.41% decrease over the last year. The 52-week high was $66.98, and the 52-week low was $47.5749.

Specific demand seasonality for Great Southern Bancorp, Inc.'s banking products and services is not explicitly detailed. Management anticipates stable loan demand, supported by unfunded construction loan balances. The company operates in a competitive deposit market with sustained rate pressure. In Q1 2025, deposit growth was driven by increases in brokered deposits and core checking balances.

Great Southern Bancorp, Inc. operates as a bank holding company, providing banking and financial products and services to individuals, businesses, and communities. It offers deposit products like savings, checking, money market accounts, and certificates of deposit, as well as loan services including real estate, construction, commercial business, and consumer loans. The company also provides wealth management, merchant services, debit and credit cards, and digital banking solutions.

Great Southern Bancorp's market presence is mainly in the Midwest and Southern United States. Headquartered in Springfield, Missouri, it operates 97 offices across 12 states, including 89 retail banking centers in Missouri, Arkansas, Iowa, Kansas, Nebraska, and Minnesota. It also has commercial lending offices in cities like Atlanta, Charlotte, Chicago, Dallas, Denver, Omaha, and Phoenix, plus a home loan center in Springfield, Missouri.

No significant negative events impacting Great Southern Bancorp, Inc.'s brand reputation have been widely reported in the past year. The company is known for its commitment to community banking, combining personalized service with the resources of a larger institution. Its "pristine credit quality" and "strong capital position" are seen as positives, and it emphasizes its role as a strong community partner.

Great Southern Bancorp, Inc. has significant institutional ownership, with 321 institutional owners and shareholders holding 6,271,183 shares, representing 35.98% of the company's ownership. Major institutional owners include BlackRock, Inc., Dimensional Fund Advisors Lp, Vanguard Group Inc, State Street Corp, American Century Companies Inc, Renaissance Technologies Llc, and Geode Capital Management, Llc. Individual investors account for 26.44% of the ownership.