Goosehead Insurance, Inc. Class A (GSHD)

Goosehead Insurance's stock has experienced several notable events in the past six months. The company released its Q3 2025 earnings report, missing consensus estimates for EPS and revenue, but highlighted year-over-year increases in total revenue, core revenue, net income, and adjusted EBITDA. The stock price has seen declines, but shares rose on October 24, 2025. Analyst ratings and price targets have been adjusted by several firms. Goosehead repurchased shares in Q3 2025, signaling confidence in its long-term growth. Insider selling activity has also been noted. The company also announced a strategic embedded franchise partnership and is investing in a new digital agent platform.

The demand for insurance products and services exhibits seasonality. Home insurance sees busy months in April and October, while auto insurance experiences busy seasons in spring and summer. Property and casualty insurers see surges in demand during natural disaster seasons and the home-buying season. Insurance sales data often follow a sinusoidal distribution, with sales in the first and fourth quarters generally being higher than in the second and third quarters.

Goosehead Insurance, Inc. offers a diverse range of insurance products, primarily focusing on personal lines such as homeowner's, auto, and life insurance, and also provides commercial lines insurance tailored for small businesses.

Goosehead Insurance has a significant geographic footprint throughout the United States, with a strong presence in states such as Texas, California, Illinois, and Florida. As of April 2025, it had nine corporate sales offices and over 1,400 franchises. The company has a meaningful geographic concentration, with three states accounting for over 60% of its total written premiums in 2023. As of September 30, 2025, the total number of operating franchises saw a 4% decrease, totaling 1,068.

Goosehead Insurance has generally maintained a positive brand reputation, often highlighted for its growth potential and strategic partnerships. The company is recognized for providing excellent customer service. However, some customer reviews have expressed dissatisfaction, and there has been an investigation into claims regarding a data breach.

Goosehead Insurance has significant institutional ownership, with key investors including Kayne Anderson Rudnick Investment Management, Wasatch Advisors LP, and Capital World Investors. Insiders hold a substantial portion of the stock, accounting for 37.76% of the shares. Major individual owners involved in recent insider selling include Adrienne Kebodeaux and & Robyn Jones Descendants Mark.