Hanmi Financial Corporation (HAFC)

Over the past six months, Hanmi Financial Corp.'s stock price has experienced notable events, including a 20.56% increase from December 20, 2024, to December 19, 2025, driven by a positive third-quarter earnings report, the declaration of a cash dividend, and the appointment of Daniel J. Medici to the boards of Hanmi Financial Corporation and Hanmi Bank, although the stock experienced a dip earlier in 2025 due to underwhelming Q2 results.

The provided information does not explicitly detail specific demand seasonality for Hanmi Financial Corp.'s products and services, as demand for its banking products and lending services may generally be influenced by broader economic cycles, interest rate fluctuations, and business investment trends rather than distinct seasonal patterns.

Hanmi Financial Corporation, established in 2000 and headquartered in Los Angeles, operates as the parent company of Hanmi Bank, providing business banking products and services with a focus on real estate, commercial, SBA, and trade finance lending to small and middle-market businesses, while also serving multi-ethnic communities, particularly the Korean-American community.

Hanmi Financial Corp. operates through 32 full-service branches and eight loan production offices across California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia, and has established an in-country presence in South Korea to enhance communication with existing customers and expand outreach to Korean companies looking to establish a footprint in the U.S.

Hanmi Financial Corp. has maintained a positive brand reputation over the past year, marked by industry recognition in American Banker's 2025 "Most Powerful Women in Banking Honors" and a previous ranking as a Top-20 Performing Large Community Bank by S&P Global Market Intelligence in March 2022, emphasizing its commitment to stakeholders and high ethical standards.

Hanmi Financial Corporation has a strong institutional ownership presence, with 88.7% of shares owned by institutional investors as of January 14, 2026, while approximately 1.6% of shares are owned by insiders.