Hanmi Financial Corporation (HAFC)

Hanmi Financial Corp.'s stock has shown positive movement over the past six months, with increases of 12.54% in the past month and 11.65% over the last three months, and a year-to-date return of 7.11% as of late October 2025. The Q3 2025 earnings report showed a 45.9% surge in net income, leading to a stock price increase and raised loan growth targets. A cash dividend of $0.27 per share was declared on October 24, 2025. Analyst ratings from DA Davidson and KBW were updated in October 2025, increasing the price target on HAFC due to loan growth.

The banking industry, including regional banks like Hanmi Financial Corp., experiences seasonal trends in loan and deposit volumes, with loan demand typically low in January and February, peaking in August or September, and declining towards December. Deposit seasonality can also be observed, with some regional banks experiencing seasonally higher public deposit balances in certain quarters.

Hanmi Financial Corporation functions as the holding company for Hanmi Bank, which offers financial products and services in the United States, primarily serving Korean-American and multi-ethnic communities with a focus on small and medium-sized businesses. Its offerings include deposit products like checking, savings, and certificates of deposit, as well as lending activities such as real estate, commercial, SBA, and consumer loans. The bank also provides wealth management and international finance services through partnerships.

Hanmi Financial Corp. is headquartered in Los Angeles, California. Hanmi Bank operates a network of branches and loan production offices across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington.

Hanmi Financial has received positive recognition for its leadership and community engagement, with Anna Chung being named to American Banker's "2025 Most Powerful Women in Banking's Women to Watch" list. Hanmi Bank's Community Lending Division was also recognized as one of the "2025 Most Powerful Women in Banking Top Teams" by American Banker.

Institutional investors hold approximately 92.36% of Hanmi Financial Corp.'s stock, with major shareholders including BlackRock, Inc., Fmr Llc, Vanguard Group Inc, Dimensional Fund Advisors LP, State Street Corp, and LSV Asset Management. Individual insider ownership stands at 26.50%, with Won R. Yoon being the largest individual shareholder, owning 5.53% of the company.