Huntington Bancshares Incorporated (HBAN)

Huntington Bancshares (HBAN) stock experienced several notable events in the past six months. The Q4 2025 earnings report showed an EPS of $0.37, missing estimates, but the bank demonstrated solid profitability. The stock reached a 52-week high of $18.91 and later $18.99, reflecting positive investor confidence. Evercore ISI initiated coverage with an "outperform" rating and a $21.00 price target. Huntington completed its merger with Cadence Bank, expanding its presence in Texas and the Southeast. Insider Amit Dhingra sold 10,000 shares of the stock. Huntington decreased its prime rate from 7.25% to 6.75% in two steps. The company reported strong third-quarter results with EPS of $0.41, up 24% from the prior year. The stock price dropped 1.6% following the release of mixed Q2 results.

Huntington Bancshares experiences some demand seasonality in its product and service offerings, such as a seasonal reduction in the Distribution Finance business. Consumer balances, including auto, RV/Marine, and residential mortgage segments, showed notable increases in the first half of 2024. The company anticipates continued growth, projecting 11% to 12% loan growth and 8% to 9% deposit growth for 2026.

Huntington Bancshares, Inc. is a regional bank holding company based in Columbus, Ohio, offering a range of financial services through The Huntington National Bank. The company provides commercial, small business, and consumer banking services, including mortgage banking, treasury management, equipment leasing, wealth and investment management, trust, brokerage, and insurance services. Huntington also offers commercial and consumer loans, and has invested in digital and mobile banking capabilities.

Huntington Bancshares operates primarily in the Midwest, with approximately 1,047 banking offices across 11 states as of early 2026. Following a merger with Cadence Bank, its footprint expanded into Texas and the Southeast, increasing its branch network to nearly 1,400 locations across 21 states. The company is now the eighth-largest bank in Texas and a leading bank in Mississippi by deposit market share.

Huntington Bancshares has maintained a strong brand reputation, particularly in customer satisfaction. The Huntington National Bank ranked No. 1 in customer satisfaction in Pennsylvania in the J.D. Power 2024 U.S. Retail Banking Satisfaction Study for the second consecutive year. In 2023, Huntington also earned the top ranking in customer satisfaction in the North Central region and was ranked No. 1 among regional banks in the J.D. Power 2022 U.S. Banking Mobile App Satisfaction Study for the fourth year in a row. Huntington National Bank received 18 "Best Bank" awards as part of the 2025 Coalition Greenwich Awards. Rising operational costs and a slight increase in the provision for credit losses were identified as potential weaknesses.

Huntington Bancshares Incorporated has a diverse ownership structure. Institutional investors hold a significant portion of the company's stock, with approximately 80.7% to 88.71% institutional ownership. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., State Street Corp, Price T Rowe Associates Inc /md/, Boston Partners, and Invesco Ltd. Insiders own approximately 0.92% to 0.95% of the stock, while public companies and individual investors hold around 28.05% to 45.52%.