HBT Financial, Inc. (HBT)

Over the past year, HBT Financial's shares have gained 21%, with a 25.77% increase from December 19, 2024, to December 18, 2025. Key events include the authorization of a $30 million stock repurchase program effective January 1, 2026, the announcement of Third Quarter 2025 financial results with a net income of $19.8 million, and a strategic transaction with CNB Bank Shares, Inc. The company reported strong second-quarter 2025 results with net income of $19.2 million, and strong First Quarter 2025 financial results with net income of $19.1 million. HBT Financial, Inc. is scheduled to announce its Fourth Quarter 2025 financial results on January 26, 2026.

Specific details regarding the demand seasonality for HBT Financial, Inc.'s products and services are not explicitly provided. However, demand for certain products like mortgage loans or business loans could be influenced by economic cycles, interest rate fluctuations, and seasonal business activity.

HBT Financial, Inc. is a bank holding company operating through Heartland Bank and Trust Company, focusing on community banking and wealth management within the Financial Services sector. It offers deposit accounts, lending products including commercial real estate, commercial and industrial, and residential loans, wealth management services such as trust and investment services, and other services like farmland management and digital banking platforms.

HBT Financial, Inc. has a significant market presence throughout Illinois and Eastern Iowa, with operations extending across Central and Northeastern Illinois, and a presence in Wisconsin. The company operates through a network of 66 full-service branches.

HBT Financial, Inc. is recognized as a reputable financial holding company with a long history, founded in 1919 as Hometown Bank of Illinois. The company emphasizes its commitment to serving communities and fostering financial well-being through trusted advice, exceptional service, and innovative financial products. Its motto reflects its relationship-based approach and personalized service, contributing to a top three deposit share ranking in its core markets. No specific negative events impacting its brand reputation in the past year were found.

HBT Financial, Inc. has a diverse ownership structure, with individuals holding 60.71% of the shares, institutional investors holding 18.83%, and insiders holding 63.29% of the stock. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, and Dimensional Fund Advisors Lp. Fred L. Drake is the largest individual shareholder, owning 17,283,920 shares, representing 54.99% of the company.