Home Federal Bancorp, Inc. of Louisiana (HFBL)

HFBL's stock price increased by 18.60% over the past six months and 24.90% over the past year as of November 25, 2025. The company reported its Q1 2026 earnings on October 23, 2025, with an EPS of $0.52. On October 15, 2025, HFBL declared a quarterly cash dividend of $0.135 per share, marking the 12th consecutive year of increasing its quarterly cash dividend. A stock repurchase program was approved on October 15, 2025, authorizing the company to buy back up to 3% of its outstanding shares. An insider transaction occurred on November 19, 2025, where the Chairman, President, and CEO disposed of 4,179 shares of common stock. The company filed its annual report on September 26, 2025, reporting a net income of $3.9 million for fiscal 2025.

The banking industry, including the demand for products and services offered by Home Federal Bancorp, Inc. of Louisiana, is subject to seasonal trends. Loan demand typically experiences annual lows in late January and February, followed by a surge from March through May, peaking in early June. Demand then remains relatively flat or slightly decreases through the summer months until around the beginning of October. From October through early January, the financial services sector generally experiences a steady increase in business. The spring home buying season contributes to a sharp increase in mortgage applications during March, April, and May. Increased demand for investment services occurs in December and early January due to portfolio rebalancing and tax-advantageous adjustments. Demand deposits specifically show a seasonal surge in March, with a seasonal trough typically occurring in August.

Home Federal Bancorp, Inc. of Louisiana (HFBL) operates as a bank holding company, providing financial services through its subsidiary, Home Federal Bank. Established in 1924, the company has a long-standing presence in community banking. HFBL is in the Financial sector, specifically in the Savings Institutions and Regional Banks industry. Its core business involves attracting deposits and originating loans. The company offers deposit accounts like checking, savings, money market accounts, and CDs. Loan products include residential mortgages, commercial loans, consumer banking services, commercial real estate loans, and various other loan types.

Home Federal Bancorp, Inc. of Louisiana primarily serves North Louisiana, with a significant market presence across the northwest region of the state. The company's headquarters are located in Shreveport, Louisiana, and it operates through ten full-service branch offices: six in Shreveport, two in Bossier City, one in Minden, and one in Benton, Louisiana.

Home Federal Bancorp, Inc. of Louisiana has cultivated a strong brand reputation over nearly a century, characterized by consistent growth and a steadfast commitment to serving its customers and the regions in which it operates. This has solidified its standing as a trusted financial partner in its communities. On AnnualReports.com, the company's reports have an aggregate usefulness score of 4.8 based on 173 reviews. No specific events negatively impacting the company's reputation in the past year were identified in the search results.

Home Federal Bancorp, Inc. of Louisiana has a diverse ownership structure. Major institutional owners include Stilwell Value LLC, Alliancebernstein L.p., FJ Capital Management LLC, Vanguard Group Inc, Geode Capital Management, Llc, Dimensional Fund Advisors Lp, and BlackRock, Inc. Institutions own approximately 6.35% to 7.56%, the Employee Share Scheme owns 16.7%, Individual Insiders own 26.7%, and the General Public owns 49.5% to 57.91%.