Hippo Holdings Inc (HIPO)

Hippo Holdings Inc. experienced a 98.39% share price increase between October 24, 2024, and October 23, 2025, reaching $36.86 per share. In Q1 2025, Hippo reported an EPS of ($1.56), exceeding forecasts, but results were impacted by wildfires in Los Angeles. In Q2 2025, Hippo reported earnings of $0.65 per share, surpassing estimates and achieving positive net income from operating activities. The Baldwin Group acquired Hippo's homebuilder distribution network on July 1, 2025. Analyst ratings for HIPO have been mixed, with an average recommendation of "Hold".

Demand for Hippo Holdings, Inc.'s products is influenced by weather-related events. Wildfires in Los Angeles significantly impacted Q1 2025 results. Hippo is reducing exposure in "cat-prone areas" and focusing on its "New Homes Program" to lower weather-related volatility. Analyst downgrades have also factored in the anticipation of adverse weather conditions.

Hippo Holdings, Inc. is an insurance holding company providing property and casualty insurance products, operating in the Property & Casualty Insurance sector and insurtech industry. Hippo offers transparent and comprehensive insurance policies tailored to individual property needs, utilizing technology and a customer-centric approach. Hippo operates through Services, Insurance-as-a-Service, and the Hippo Home Insurance Program, offering homeowners' insurance and other personal lines policies, service contracts, home health check-ups, home care advice, and smart home devices.

Hippo Holdings Inc. primarily serves homeowners across the United States, with operations noted in Austin and Dallas, Texas. The company is expanding its "New Homes Program" in California, Florida, and Texas.

Hippo Holdings Inc. generally maintains a positive brand reputation, with 4.6 stars from over 2,600 customer ratings. The "Housepower Report" positions Hippo as an expert in home protection. Recent appointments of Robin Gordon, Laura Hay, and Susan Holliday reflect a commitment to strong leadership. However, a stock downgrade by Keefe, Bruyette & Woods cited potential impacts from adverse weather conditions.

Hippo Holdings Inc. has a diverse ownership structure, including institutional, individual, and insider investors. Major institutional owners include BlackRock, Inc., Bond Capital Management, LP, and Vanguard Group Inc. Lennar Corporation holds 9.9% of shares, and MS&AD Insurance Group Holdings, Inc. holds 4.76%. Insiders own approximately 10.80% to 20.50% of the stock, with CEO Richard McCathron holding 1.0%. The general public holds around 16% to 29% ownership.