Horace Mann Educators Corporation (HMN)

Horace Mann hosted an Investor Day in New York City on May 13, 2025. The company reported strong second-quarter 2025 results, achieving net income of $29.4 million ($0.71 per share) and record core earnings of $44.2 million ($1.06 per share). A quarterly cash dividend of $0.35 per share was declared, payable on September 30, 2025. The company priced an offering of $300 million in senior notes with a 4.700% interest rate, due in 2030. Horace Mann announced its plans to release third-quarter 2025 financial results on Tuesday, November 4, 2025. The company's stock price has seen an increase, rising from $36.02 per share on October 15, 2024, to $44.69 per share on October 15, 2025.

The company's exclusive focus on educators suggests that demand may be influenced by the academic calendar. Products and services tailored to educators' specific needs imply that certain offerings might see increased interest or adjustments around key periods of the school year or during summer vacation. However, the overall demand for insurance and financial planning services for this demographic is generally stable due to their consistent employment.

Horace Mann Educators Corp. is a financial services company focused on providing insurance and retirement solutions to educators across the United States. It operates as an insurance holding company in the Diversified Insurance Services industry, offering auto, property, and life insurance, supplemental and group benefits, and retirement solutions like annuities and mutual funds. The company markets its products to educators and public school employees.

Horace Mann serves educators across various states in the United States. The company's headquarters are located in Springfield, Illinois, with regional claim offices in Irving, Texas, and Morrisville, North Carolina.

Horace Mann Educators Corp. maintains a strong brand reputation, particularly within the education community. In October 2025, Horace Mann partnered with Teach For America to provide financial education and support to educators in low-income schools. Also in October 2025, the company announced the winners of its 2025 Ready. Set. Inspire. Classroom Makeover Sweepstakes. In May 2025, the company partnered with Crayola to sponsor Creativity Week. In January 2025, Horace Mann introduced Catalyst, a platform designed to enhance agent engagement with educators. In October 2024, the company partnered with TransUnion to offer educators credit education and tools via HM Score. The company also offers programs like Student Loan Solutions, DonorsChoose support, and financial wellness workshops and webinars, all aimed at assisting educators.

The ownership structure of Horace Mann Educators Corp. is a mix of institutional, retail, and individual investors. Institutional investors hold a significant portion of the company's stock. Major institutional shareholders include BlackRock, Inc., Vanguard Group Inc, Franklin Resources Inc, Price T Rowe Associates Inc /md/, Dimensional Fund Advisors Lp, Fuller & Thaler Asset Management, Inc., and State Street Corp. Retail investors and public companies collectively own approximately 32.09% of the stock, while insiders account for roughly 1.41% of the company's shares.