Horace Mann Educators Corporation (HMN)

Over the past six months, Horace Mann Educators Corp. reported Q1 2026 earnings per share of $1.28, surpassing analysts' estimates, but revenue fell short. The company declared a quarterly dividend increase to $0.36 per share. There were insider transactions with more shares bought than sold, although the CEO sold shares under a pre-arranged plan. Over the last 12 months, HMN's price rose by 7.87%.

While specific detailed information on demand seasonality for Horace Mann Educators' products and services is not extensively elaborated, there are indications of normal seasonal patterns impacting its core property and casualty business. The company's focus on the educator market could inherently introduce some seasonality in demand for certain insurance and financial products.

Horace Mann Educators Corporation is an insurance holding company that specializes in financial solutions for educators and their families across the United States. The company operates within the Financial Services sector, specifically in the Insurance - Property & Casualty industry. Its major product offerings are categorized into three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits.

Horace Mann Educators Corp. serves educators and their families across the United States. The company's headquarters are located in Springfield, Illinois, with regional claims offices in Irving, Texas, and Morrisville, North Carolina. In 2021, the top five states based on direct premiums and contract deposits for all product lines were California, Texas, North Carolina, Minnesota, and Pennsylvania, indicating a geographically diversified business. The company serves nearly half of K-12 school locations in the United States.

Horace Mann Educators has seen an increase in its brand awareness among educators, growing from less than 10% in 2023 to 35% in 2025. The company also maintains strong financial strength ratings. However, the company receives more customer complaints than other insurers of its size, with most issues related to claims support and payment delays. Historically, the company has faced consumer protection-related offenses and insurance violations.

The ownership of Horace Mann Educators Corporation is largely institutional. Major institutional shareholders include BlackRock, Inc., Vanguard Group Inc, Franklin Resources Inc, Price T Rowe Associates Inc /md/, Dimensional Fund Advisors Lp, Fuller & Thaler Asset Management, Inc., State Street Corp, Earnest Partners Llc, Geode Capital Management, Llc, and American Century Companies Inc. Vanguard Group Inc. is noted as owning the most shares. Individual insiders hold approximately 0.587% of the shares, while institutions hold about 99.4%.